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What to know about buying or selling houses, condos, investment properties and more.

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Don't be surprised by homeownership costs. Discover how to avoid, prevent and recover from issues that could impact your home and your wallet.

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class=\"rds-globals__screen-reader\">: How to begin your homebuying journey: Get prequalified or preapproved</span>\n"},{"headlineText":"<p>What isn't covered by my homeowners insurance policy?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-what-does-homeowners-insurance-cover-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/what-does-homeowners-insurance-cover","updatedDate":"December 18, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: What isn't covered by my homeowners insurance policy?</span>\n"},{"headlineText":"<p>Evacuating your pet during a disaster: Be prepared</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-pet-evacuation-during-a-disaster-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/pet-evacuation-during-a-disaster/","updatedDate":"December 16, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Evacuating your pet during a disaster: Be 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Here are 10 tips to make your military move smoother.</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-military-change-of-station-tips-16x9.jpg","time":"9 minutes","ctaUrl":"/advice/military-change-of-station-tips/","updatedDate":"August 29, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Ready for a PCS? Here are 10 tips to make your military move smoother.</span>\n"},{"headlineText":"<p>Earthquake safety guide: Ways to prepare, stay safe and recover from earthquakes</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-prepare-your-home-for-an-earthquake-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/how-to-prepare-your-home-for-an-earthquake/","updatedDate":"July 30, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\"> Earthquake safety guide: Ways to prepare, stay safe and recover from earthquakes</span>\n"},{"headlineText":"<p>Buying your first home</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-buying-your-first-home-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/buying-your-first-home/","updatedDate":"July 29, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Buying your first home</span>\n"},{"headlineText":"<p>Comparing options when moving in the military</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-military-moving-options-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/military-moving-options/","updatedDate":"July 25, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Comparing options when moving in the military</span>\n"},{"headlineText":"<p>Hurricane safety guide: Ways to prepare, stay safe and recover from a storm</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-hurricane-insurance-coverage-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/hurricane-insurance-coverage/","updatedDate":"July 18, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Hurricane safety guide: Ways to prepare, stay safe and recover from a storm</span>\n"},{"headlineText":"<p>Building your home team: Who will you work with?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-parties-involved-in-the-home-buying-process-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/parties-involved-in-the-home-buying-process/","updatedDate":"July 16, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Building your home team: Who will you work with?</span>\n"},{"headlineText":"<p>How technology is changing homebuying</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-technology-is-changing-home-buying-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/how-technology-is-changing-home-buying/","updatedDate":"June 27, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How technology is changing homebuying</span>\n"},{"headlineText":"<p>Timeline for selling a house: Maximize your sale price</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-prepare-your-home-for-sale-16x9.jpg","time":"3 minutes","ctaUrl":"/advice/how-to-prepare-your-home-for-sale/","updatedDate":"June 20, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Timeline for selling a house: Maximize your sale price</span>\n"},{"headlineText":"<p>What to do if your mortgage application is denied</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-what-to-do-if-you-have-been-denied-for-a-home-loan-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/what-to-do-if-you-have-been-denied-for-a-home-loan/","updatedDate":"June 05, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: What to do if your mortgage application is denied</span>\n"},{"headlineText":"<p>PCS tips from military spouses</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-pod-pcs-tips-from-military-spouses-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/pcs-tips-from-military-spouses/","updatedDate":"June 03, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: PCS tips from military spouses</span>\n"},{"headlineText":"<p>Is a VA or conventional loan right for me?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-is-va-loan-right-for-me-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/is-a-va-loan-right-for-me/","updatedDate":"June 03, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Is a VA or conventional loan right for me?</span>\n"},{"headlineText":"<p>USAA Wildfire Guide: Prepare, stay safe, protect yourself and your property</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-protecthomefromwildfires-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/wildfire-home-protection/","updatedDate":"June 03, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: USAA Wildfire Guide: Prepare, stay safe, protect yourself and your property</span>\n"},{"headlineText":"<p>House fire prevention tips to protect your family and assets</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-house-fire-prevention-tips-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/house-fire-prevention-tips/","updatedDate":"June 02, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: House fire prevention tips to protect your family and assets</span>\n"},{"headlineText":"<p>What is a Conventional 97 Loan?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-conventional-97-loan-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/conventional-97-loan/","updatedDate":"May 31, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: What is a Conventional 97 Loan?</span>\n"},{"headlineText":"<p>You've found your dream home: Time to act quickly</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-buy-your-dream-home-quickly-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/how-to-buy-your-dream-home-quickly/","updatedDate":"May 24, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: You've found your dream home - time to act quickly</span>\n"},{"headlineText":"<p>Buying a home: How much money will I really need?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-much-money-do-i-need-to-buy-a-house-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/how-much-money-do-i-need-to-buy-a-house/","updatedDate":"May 20, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Buying a home: How much money will I really need?</span>\n"},{"headlineText":"<p>First-time apartment renters guide</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-first-time-apartment-renters-guide-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/first-time-apartment-renters-guide/","updatedDate":"May 04, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: First-time apartment renters guide</span>\n"},{"headlineText":"<p>How much home can I afford?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-much-home-can-you-afford-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/how-much-home-can-you-afford/","updatedDate":"April 15, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How much home can I afford?</span>\n"},{"headlineText":"<p>Your guide to maintaining a safe home</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-maintenance-checklist-for-safe-dwelling-16x9.jpg","time":"12 minutes","ctaUrl":"/advice/safe-home-maintenance-guide/","updatedDate":"April 13, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Your guide to maintaining a safe home</span>\n"},{"headlineText":"<p>Planning for a future home purchase</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-how-to-prepare-to-buy-a-house-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/how-to-prepare-to-buy-a-house/","updatedDate":"April 11, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Planning for a future home purchase</span>\n"},{"headlineText":"<p>Understanding mortgage interest rates and points</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-understanding-mortgage-rates-points-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/understanding-mortgage-rates-points/","updatedDate":"April 11, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Understanding mortgage interest rates and points</span>\n"},{"headlineText":"<p>14 questions for your real estate agent</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-questions-to-ask-real-estate-agent-16x9.jpg","time":"8 minutes","ctaUrl":"/advice/questions-to-ask-real-estate-agent/","updatedDate":"April 10, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 14 questions for your real estate agent</span>\n"},{"headlineText":"<p>Does renters insurance cover theft?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-does-renters-insurance-cover-theft-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/does-renters-insurance-cover-theft/","updatedDate":"March 27, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\"> Does renters insurance cover theft?</span>\n"},{"headlineText":"<p>VA loans versus conventional loans</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-va-loan-vs-conventional-loan-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/va-loan-vs-conventional-loan/","updatedDate":"March 23, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: VA loans versus conventional loans</span>\n"},{"headlineText":"<p>Do I need engagement ring insurance?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-engagement-ring-insurance-guide-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/engagement-ring-insurance-guide/","updatedDate":"March 21, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Do I need engagement ring insurance?</span>\n"},{"headlineText":"<p>12 tips for hiring contractors and builders</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-disaster-contractorbuildercons-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/tips-for-hiring-a-contractor/","updatedDate":"March 21, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 12 tips for hiring contractors and builders</span>\n"},{"headlineText":"<p>Why should I refinance my mortgage?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-when-should-i-refinance-mortgage-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/when-should-i-refinance-mortgage/","updatedDate":"March 17, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Why should I refinance my mortgage?</span>\n"},{"headlineText":"<p>What your home is worth — and why it matters</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-why-home-worth-matters-16x9.jpg","time":"3 minutes","ctaUrl":"/advice/why-home-worth-matters/","updatedDate":"March 14, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: What your home is worth and why it matters</span>\n"},{"headlineText":"<p>How to protect your roof from future water damage</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-protect-against-roof-water-damage-16x9.jpg","time":"4 minutes","ctaUrl":"/advice/protect-against-roof-water-damage/","updatedDate":"March 12, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: How to protect your roof from future water damage</span>\n"},{"headlineText":"<p>Mastering military moves: Tips for a seamless transition</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-military-moving-tips-16x9.jpg","time":"7 minutes","ctaUrl":"/advice/military-moving-tips/","updatedDate":"March 11, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Mastering military moves: Tips for a seamless transition</span>\n"},{"headlineText":"<p>5 risks for Airbnb, Vrbo® and other property rental hosts</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-risks-for-airbnb-hosts-16x9.jpg","time":"5 minutes","ctaUrl":"/inet/wc/advice-home-risks-for-airbnb-hosts","updatedDate":"February 25, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 5 risks for Airbnb, Vrbo® and other property rental hosts</span>\n"},{"headlineText":"<p>What to do after a house fire</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-what-to-do-after-house-fire-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/what-to-do-after-house-fire/","updatedDate":"January 12, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: What to do after a house fire</span>\n"},{"headlineText":"<p>Condo living: What kind of insurance do I need?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-condo-insurance-vs-homeowners-insurance-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/condo-insurance-vs-homeowners-insurance/","updatedDate":"January 02, 2024","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Condo living: What kind of insurance do I need?</span>\n"},{"headlineText":"<p>Protect your home through regular maintenance</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-seasonal-home-maintenance-checklist-16x9.jpg","time":"3 minutes","ctaUrl":"/advice/seasonal-home-maintenance-checklist/","updatedDate":"December 26, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Protect your home through regular maintenance</span>\n"},{"headlineText":"<p>20 factors that affect property insurance rates</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/220067-pc-homeowners-article-factors-affect-rates-16-9.jpg","time":"13 minutes","ctaUrl":"/inet/wc/advice-insurance-home-factors-affect-property-insurance","updatedDate":"December 08, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 20 factors that affect property insurance rates</span>\n"},{"headlineText":"<p>Why flood insurance is a wise bet for homeowners</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-why-is-flood-insurance-important-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/why-is-flood-insurance-important/","updatedDate":"December 08, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Why flood insurance is a wise bet for homeowners</span>\n"},{"headlineText":"<p>Rental property headaches and home runs</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-pros-and-cons-of-owning-a-rental-property-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/pros-and-cons-of-owning-a-rental-property/","updatedDate":"December 06, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Rental property headaches and home runs</span>\n"},{"headlineText":"<p>3 ways to save during your next PCS</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-military-move-saving-tips-16x9.jpg","time":"3 minutes","ctaUrl":"/advice/military-change-of-station-tips/","updatedDate":"September 27, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 3 ways to save during your next PCS</span>\n"},{"headlineText":"<p>Should I rent or buy my next home?</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-should-i-rent-or-buy-my-next-home-16x9.jpg","time":"5 minutes","ctaUrl":"/advice/should-i-rent-or-buy-my-next-home/","updatedDate":"July 15, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Should I Rent or Buy My Next Home?</span>\n"},{"headlineText":"<p>10 things to know before buying a first home</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-tips-for-first-time-home-buyers-16x9.jpg","time":"6 minutes","ctaUrl":"/advice/buying-your-first-home/","updatedDate":"June 06, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: 10 things to know before buying a first home</span>\n"},{"headlineText":"<p>Adjustable versus fixed-rate mortgages</p>\n","imagePath":"https://static.usaa.com/content/dam/digital/images/adv-art-adjustable-rate-mortgage-vs-fixed-16x9.jpg","time":"2 minutes","ctaUrl":"/inet/wc/advice-real-estate-fixed-vs-arm","updatedDate":"February 23, 2023","ctaText":"Read article<span class=\"rds-globals__screen-reader\">: Adjustable versus fixed-rate mortgages</span>\n"}]

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Prepare your finances for a natural disaster

December 01, 2025 | Article: 3 minutes

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What is loss-of-use insurance?

November 26, 2025 | Article: 4 minutes

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Does homeowners insurance cover water damage?

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How to choose the right real estate agent for you

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Personal liability coverage with umbrella insurance

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Is mobile home living right for you?

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What is renters insurance?

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Is renters insurance worth it?

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First-time homebuyer's guide to homeowners insurance

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Do I need insurance for my college dorm or apartment?

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Need help with something else?

Other advice topics

  • Auto
  • Military Life
  • Finances
  • Life, Health and Family
  • Retirement

Additional products

  • Landlord Insurance
  • Flood Insurance
  • Mobile Home Insurance
  • VA Jumbo Loans
  • VA IRRRL Loan Refinancing

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.

  2. The information contained is provided for informational purposes only and is not intended to represent any endorsement, expressed or implied, by USAA or any affiliates.

  3. USAA means United Services Automobile Association and its affiliates.

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