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Wealth accumulation for retirement

Preparing for retirement is a lifelong journey. Learn how to build your retirement fund and make adjustments along the way.

The basics of saving for retirement

If you’re under the age of 50, then your main focus is probably on accumulating wealth. These articles can help you build a strong foundation when it comes to growing wealth for retirement.

  1. Time is on your side: Start saving for retirement early.
  2. How much money do you need to start investing?
  3. What is a 401(k), TSP or 403(b)? Understanding your retirement options
  4. ETF versus mutual fund: Which is best for my investing portfolio?
  5. Roth versus traditional IRA
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Prepare for your financial journey.

What should you know before you start investing? Consider these basic investing principles as you work toward your savings goals.

Investments to help grow your retirement savings

Consider the following investments to help grow your retirement savings:

IRAs and Rollovers

An individual retirement account can help you boost your savings, take advantage of tax benefits, and reach your retirement goals.

Learn more  about IRAs and rollovers Read about differences between Roth and traditional IRAs

Brokerage Account

A brokerage account lets you buy and sell investments like stocks, exchange traded funds (ETFs) and mutual funds, and can be a great way to save for long-term goals like retirement.

Learn more  about brokerage accounts Read about investing for beginners

Mutual Funds

Pooled investments like mutual funds can give you access to diversified, professionally managed portfolios with lower investment risks than buying stocks or bonds on your own.

Learn more  about mutual funds Read about building a diverse portfolio
 

Automated Investing

A robo-advisor can take charge of your portfolio to manage your investments using algorithms based on your goals.

Learn more  about automated investing Read our guide to robo-advisors

Financial Planning

Whether you're focused on a single goal like retirement or have more complex planning and wealth needs, a trusted advisor can help set you on the path to success.

Learn more  about financial planning Read about what to ask a financial advisor

Protect your health and family

It's never too early to think about how you'll take care of your loved ones later in life, or to take steps to make sure you're with them to enjoy it for as long as possible.

Life Insurance

Most people don't think about life insurance when they're just starting out, but it could be easier and more affordable to buy a policy when you're younger.

Learn more  about life insurance Read about getting life insurance when you’re young

Health Insurance

Even if you have health insurance through your employer, it's important to make sure you're fully covered so unexpected medical costs don't derail your savings goals.

Learn more  about health insurance Read about planning for health insurance costs

Ready to plan your ideal retirement?

USAA Life Insurance Company Retirement Income Specialists can help you create a retirement income plan for the future you've worked hard for. We may refer you to a trusted provider to help fully address your needs.

Schedule a call  with a Retirement Income Specialist

Leaving the military?

USAA can help you prepare for the transition to civilian life with resources like job-hunting tools, a military separation assessment and a transition checklist.

Learn more about leaving the military resources

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