Preferred Cash Rewards Visa Signature® Credit Card

Earn unlimited 1.5% cash back on purchases.

Earn a $200 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening.^{see note 1}

Earn a $200 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening.^{see note 1}

Earn a $200 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening.^{see note 1}

Unlimited Cash Back^{see note 2}

Auto Deductible Reimbursement^{see note 3}

You can qualify to get reimbursed up to $200 of your auto policy deductible when you experience a covered loss, if you make a minimum of 8 purchases in the prior calendar month

16.15% to 28.15%

No Annual Fee

No Foreign Transaction Fees

Balance Transfer and Cash Advance fee is 5% of each transaction amount.^{see note 4}

Redeem your rewards.

Make the most of your cash back. Redeem it your way, on your schedule.

Your cashback rewards never expire. Plus, earning is simple with no limits or categories.

Check your total quickly on usaa.com or the mobile app. Cash back for posted transactions is usually added within 48 hours.

Choose from a range of exciting redemption options. Redeem some or all of your cash back.

Carry a credit card that's easy to use and manage, with peace of mind built in.

Rely on us — from secure logons to zero liability for unauthorized transactions.^{see note 5}
Set up a variety of alerts on your mobile device to stay informed.
Report a lost or stolen card online or in the app.

Access USAA customer service 24/7 online.
Take advantage of extended warranty protection on U.S. manufacturers' warranties.^{see note 6}
Add your card to your phone for fast mobile payments or checkouts.