USAA Rate Advantage Visa® Platinum Credit Card

Save with our lowest rate credit card.

Special Offer

0% Intro Annual Percentage Rate for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening, thereafter 11.15% to 25.15% variable regular Annual Percentage Rate will apply to introductory balances.

Transaction fee of 5%.^{see note 1}^,^{see note 2}

View rates and fees for more details.*

Apply now Join now

Special Offer

Transaction fee of 5%.^{see note 1}^,^{see note 2}

View rates and fees for more details.*

Apply now Join now

Special Offer

Transaction fee of 5%.^{see note 1}^,^{see note 2}

View rates and fees for more details.*

Benefits and Features

Our Lowest Rate

Pay less in interest if you carry a balance from month to month
The same variable regular Annual Percentage Rate on purchases, balance transfers and cash advances

Rates and Fees*

11.15% to 25.15%

No Annual Fee

No Foreign Transaction Fees

Balance Transfer and Cash Advance fee is 5% of each transaction amount.^{see note 3}

*View Rates and Fees

Important information: If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances.^{see note 2}

Additional Benefits and Features

Carry a credit card that's easy to use and manage, with peace of mind built in.

Security and Protection

Rely on us — from secure logons to zero liability for unauthorized transactions.^{see note 4}
Set up a variety of alerts on your mobile device to stay informed.
Report a lost or stolen card online or in the app.

Travel Benefits^{see note 5}

Auto Rental Coverage
Travel Accident Insurance
Trip Cancellation and Interruption Coverage
Baggage Delay and Reimbursement

Travel Benefits^{see note 5}

Auto Rental Coverage
Travel Accident Insurance
Trip Cancellation and Interruption Coverage
Baggage Delay and Reimbursement

Support and Service

Access USAA customer service 24/7 online.
Take advantage of extended warranty protection on U.S. manufacturers' warranties.^{see note 5}
Add your card to your phone for fast mobile payments or checkouts.