USAA Rewards™ American Express® Credit Card
Earn points on purchases - and even more at gas stations, on groceries and dining.
Special Offer
No offer at this time
Special Offer
No offer at this time
Special Offer
No offer at this time
Benefits and Features
Unlimited Rewardssee note 1
- 3X points on dining
- 2X points on groceries
- 2X points at gas stations
- 1X points on other purchases
Bonus Rewardssee note 1
- 2,500 bonus points after your first purchase
Rates and Fees*
14.40% to 28.40%
No
No Annual Fee
No Foreign Transaction Fees
Balance Transfer and Cash Advance fee is 5% of each transaction amount.see note 2
*View Rates and FeesRedeem your rewards.
Your total points increase with every Qualifying Purchase. Redeem them your way, on your schedule.
1
Earn
Enjoy reward points that never expire, with extra earnings in select spending categories.2
Track
Keep tabs on your rewards. Points for posted transactions are usually added within 48 hours. Check your total on usaa.com or the mobile app.3
Redeem
Choose from a range of exciting redemption options. Redeem some or all of your points.
Additional Benefits and Features
Carry a credit card that's easy to use and manage, with peace of mind built in.
Security and Protection
- Rely on us — from secure logons to zero liability for unauthorized transactions.see note 3
- Set up a variety of alerts on your mobile device to stay informed.
- Report a lost or stolen card online or in the app.
Travel Benefitssee note 4
- Auto Rental Coverage
- Travel Accident Insurance
- Trip Cancellation and Interruption Coverage
- Baggage Delay and Reimbursement
Travel Benefitssee note 4
- Auto Rental Coverage
- Travel Accident Insurance
- Trip Cancellation and Interruption Coverage
- Baggage Delay and Reimbursement
Support and Service
- Access USAA customer service 24/7 online.
- Take advantage of extended warranty protection on U.S. manufacturers' warranties.see note 4
- Add your card to your phone for fast mobile payments or checkouts.
Still searching for the right card?
We offer a full range of credit cards to meet your needs.
Cashback Rewards Plus American Express® Credit Card
Best For:
Those who like the stability of cash rewards and flexibility to spend it on whatever they want.
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Best For:
Those who carry a balance from month to month.
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