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USAA Agent Connection, powered by HomeStory®

Connect with vetted HomeStory real estate agents in your area. You could also pay less at closing when you buy or sell your home through this service.‍ ‍ See note 1

Start enrollment

What’s USAA Agent Connection?

It gives members access to HomeStory’s large network of proven real estate agents. It also lets members search for homes on their website.

Plus, when you buy your home through USAA Agent Connection, you could get a .‍ ‍ See note 2 And when you sell your home through the service, you could get a .

Commission credit is part of your real estate agent's fee that can help pay for closing costs.
A commission reduction is part of your real estate agent’s fee that’s given back to you at closing.

How it helps you buy or sell with confidence

Proven agents

HomeStory real estate agents must have at least 2 years of experience and have sold at least 20 homes. They must also pass a background check.

Dedicated service

They must complete USAA Agent Connection training and maintain a satisfaction rating of at least 90%.

No upfront cost

You won’t pay anything to use USAA Agent Connection, even if you don’t close on a home. Real estate commissions may still apply.

You could save up to $9,500 at closing.

You could pay less when you buy or sell a home in certain states with USAA Agent Connection. You could get a commission credit when you buy a home, or you could get a commission reduction when you sell one.

Explore possible savings based on your home’s sale price.

Sale price from 0 dollars up to $499,999 dollars

Sale price

$0 to $49,999

Possible savings

$150

Sale price

$50,000 to $99,999

Possible savings

$400

Sale price

$100,000 to $150,000

Possible savings

$700

Sale price

$150,000 to 199,000

Possible savings

$975

Sale price

$200,000 to $249,999

Possible savings

$1,250

Sale price

$250,000 to $299,999

Possible savings

$1,500

Sale price

$300,000 to $349,999

Possible savings

$1,800

Sale price

$350,000 to $399,999

Possible savings

$2,100

Sale price

$400,000 to $449,999

Possible savings

$2,400

Sale price

$450,000 to $499,999

Possible savings

$2,700
Sale price from 0 dollars up to $499,999 dollars
Sale price Possible savings

$0 to $49,999

$150

$50,000 to $99,999

$400

$100,000 to $150,000

$700

$150,000 to 199,000

$975

$200,000 to $249,999

$1,250

$250,000 to $299,999

$1,500

$300,000 to $349,999

$1,800

$350,000 to $399,999

$2,100

$400,000 to $449,999

$2,400

$450,000 to $499,999

$2,700
Sale price from 0 dollars up to $499,999 dollars
Sale price

$0 to $49,999
Possible savings

$150
Sale price

$50,000 to $99,999
Possible savings

$400
Sale price

$100,000 to $150,000
Possible savings

$700
Sale price

$150,000 to 199,000
Possible savings

$975
Sale price

$200,000 to $249,999
Possible savings

$1,250
Sale price

$250,000 to $299,999
Possible savings

$1,500
Sale price

$300,000 to $349,999
Possible savings

$1,800
Sale price

$350,000 to $399,999
Possible savings

$2,100
Sale price

$400,000 to $449,999
Possible savings

$2,400
Sale price

$450,000 to $499,999
Possible savings

$2,700
Sale price from $500,000 dollars up to $999,999 dollars

Sale price

$500,000 to $549,999

Possible savings

$3,000

Sale price

$550,000 to $599,999

Possible savings

$3,300

Sale price

$600,000 to $699,999

Possible savings

$3,600

Sale price

$700,000 to $799,999

Possible savings

$4,200

Sale price

$800,000 to $899,999

Possible savings

$4,800

Sale price

$900,000 to $999,999

Possible savings

$5,400
Sale price from $500,000 dollars up to $999,999 dollars
Sale price Possible savings

$500,000 to $549,999

$3,000

$550,000 to $599,999

$3,300

$600,000 to $699,999

$3,600

$700,000 to $799,999

$4,200

$800,000 to $899,999

$4,800

$900,000 to $999,999

$5,400
Sale price from $500,000 dollars up to $999,999 dollars
Sale price

$500,000 to $549,999
Possible savings

$3,000
Sale price

$550,000 to $599,999
Possible savings

$3,300
Sale price

$600,000 to $699,999
Possible savings

$3,600
Sale price

$700,000 to $799,999
Possible savings

$4,200
Sale price

$800,000 to $899,999
Possible savings

$4,800
Sale price

$900,000 to $999,999
Possible savings

$5,400
Sale price from $1,000,000 dollars and up

Sale price

$1,000,000 to $1,099,999

Possible savings

$6,000

Sale price

$1,100,000 to $1,199,999

Possible savings

$6,600

Sale price

$1,200,000 to $1,299,999

Possible savings

$7,200

Sale price

$1,300,000 to $1,399,999

Possible savings

$7,800

Sale price

$1,400,000 to $1,499,999

Possible savings

$8,400

Sale price

$1,500,000 to $1,899,999

Possible savings

$9,000

Sale price

$1,900,000 and up

Possible savings

$9,500
Sale price from $1,000,000 dollars and up
Sale price Possible savings

$1,000,000 to $1,099,999

$6,000

$1,100,000 to $1,199,999

$6,600

$1,200,000 to $1,299,999

$7,200

$1,300,000 to $1,399,999

$7,800

$1,400,000 to $1,499,999

$8,400

$1,500,000 to $1,899,999

$9,000

$1,900,000 and up

$9,500
Sale price from $1,000,000 dollars and up
Sale price

$1,000,000 to $1,099,999
Possible savings

$6,000
Sale price

$1,100,000 to $1,199,999
Possible savings

$6,600
Sale price

$1,200,000 to $1,299,999
Possible savings

$7,200
Sale price

$1,300,000 to $1,399,999
Possible savings

$7,800
Sale price

$1,400,000 to $1,499,999
Possible savings

$8,400
Sale price

$1,500,000 to $1,899,999
Possible savings

$9,000
Sale price

$1,900,000 and up
Possible savings

$9,500

Here’s how it works.

Steps to complete Here’s how it works.

  1. Enroll

    You’ll provide your buying or selling details, such as location and price range.

  2. Connect

    HomeStory will work to match you with an agent. Or you may be able to choose a HomeStory agent during enrollment.

  3. Close

    Depending on your state, property and transaction type, you could pay less at closing.

Start enrollment

Looking for a home? Agent Connection can help.

Visit HomeStory to search for property listings. You can explore homes for sale before or after you enroll.

Search for homes

USAA Agent Connection FAQ

No. You don't need to finance your home with USAA Bank to use USAA Agent Connection.

USAA Agent Connection enrollments last for 18 months. If needed, you can work with HomeStory and your assigned real estate agent to explore an extension.

If your area has multiple agents to choose from, you’ll be able to select an agent during enrollment.

For more details about serving USAA members through USAA Agent Connection, visit HomeStory.

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Connect with a proven HomeStory real estate agent today.

Start enrollment

Related footnotes:

  1. USAA Federal Saving Bank (USAA Bank) is offering the service, USAA Agent Connection, with HomeStory Real Estate Services, Inc (HomeStory), a licensed real estate broker, to help members buy or sell a home.

    HomeStory is not affiliated with USAA Bank. USAA Bank is not responsible for the services or commission credit program provided by HomeStory. Obtaining a mortgage from USAA Bank is optional and not required to participate in the service offered by HomeStory. You may arrange for financing with any lender.

  2. To qualify for the commission credit, you must use a real estate agent who participates in HomeStory’s Real Estate Services Inc (HomeStory) broker-to-broker agreement to complete your real estate purchase and/or sale transaction. You have the right to negotiate the terms of your buyer and/or seller representation agreements. Once your transaction closes successfully, your real estate agent pays a referral fee to HomeStory. All participating agents have been vetted by HomeStory to ensure they meet specific performance expectations based on customer satisfaction ratings and prior experience.

    If you are already working with a real estate agent, please disregard this notice.

    Eligibility and Exclusions:

    To be eligible for the commission credit, your real estate transaction must be completed with a participating HomeStory agent. Short sales, employer-sponsored relocations or any transaction where the real estate agent does not receive a commission are excluded.

    State-Specific Commission Credit Information:

    Commission credit availability, type, and amount may vary based on state regulations. No commission credit is available in the states of Alaska, Iowa, Louisiana, Mississippi, Missouri, Oklahoma, Oregon, Kansas and Tennessee.
    A reduced agent commission may be available for sellers and should be discussed with the agent upon enrollment.
    Commission credit amounts are based on the price of the home purchased and/or sold and cannot exceed $9,500 per transaction.

    Commission Credit Issuance and Enrollment:

    Your enrollment is valid for 18 months from the date of enrollment. If 18 months pass without completing a transaction, you must re-enroll to remain eligible for any commission credits. Any commission credit that you earn does not expire.
    Commission credit eligibility, type, and amount is subject to change at any time, with or without prior notice. This includes, but is not limited to, changes required to comply with federal, state, or local laws and regulations. Any modifications to the service will apply to all enrollments and transactions that have not yet closed as of the effective date of the change. USAA Federal Savings Bank (USAA Bank) is not responsible for commission credit issuance.
    USAA Bank (Lender NMLS 401058) does not perform any activity that is or could be construed as unlicensed real estate activity, and USAA Bank is not licensed as a real estate broker. Employees of USAA Bank are not authorized to perform real estate activity.

Related footnotes:

  1. Membership eligibility and product restrictions apply and are subject to change.

  2. USAA Federal Savings Bank offers mortgage products to members where the property is located within the Continental United States, Alaska, Hawaii, and the District of Columbia. Excludes properties within U.S. Territories. In certain states, product restrictions may apply.

  3. Home loans subject to credit and property approval.

  4. "USAA Bank" means USAA Federal Savings Bank.

  5. Bank products offered by USAA Federal Savings Bank.

  6. The trademarks, logos and names of other companies, products and services are the property of their respective owners.

  7. USAA is an Equal Housing Lender

  8. USAA FSB NMLS 401058

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