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Mortgage payment calculator

How much will my monthly payment be?

This calculator provides a customized estimate of a mortgage payment based on the information you provide for educational and informational purposes only.‍ ‍ See note 1

Get prequalified for a home loan.

Make the buying process easier when you know what you can spend. It only takes a few minutes to get prequalified online.‍ ‍ See note 2

Start loan prequalification

Not a member? Join USAA

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Find the right loan for you.

Purchase a home

From conventional‍ ‍ See note 3 to VA loans,‍ ‍ See note 4 we have options.

Explore purchase loans

Refinance a mortgage

You may be able to get cash out‍ ‍ See note 5 or lower your interest rate.

Explore refinancing options

Have questions?

For help, questions or to find out what you may qualify for, give us a call.

Call 800-531-0341

For TTY devices, dial

Hours of operation for USAA Bank loan officers

Monday to Friday
7 a.m. to 8 p.m. CT
Saturday and Sunday
Closed

Note: Days and times may vary

Related footnotes:

  1. This tool is provided as a courtesy for educational purposes only and is intended to offer hypothetical estimates based on the information you enter. Results are not guaranteed and may not reflect actual loan terms, programs, or products available to you. This tool does not include any costs associated with home ownership, including but not limited to mortgage insurance, VA funding fees, homeowner’s association dues, or flood insurance. Actual loan terms are subject to credit approval, property eligibility, and applicable guidelines. Rates, fees, and terms may vary. This tool does not constitute financial, tax, or legal advice and should not be relied upon as such. Consult with a qualified professional for advice regarding your specific financial situation. This is not an offer to lend or a commitment to extend credit. For complete details on available loan products, please contact us directly.

  2. Our prequalification is not a commitment to lend. Information used to issue the prequalification will require verification during the application process.

  3. USAA Federal Savings Bank does not currently offer Conventional mortgage loans in the state of Hawaii.

  4. VA loans may include a funding fee, which may be financed up to the maximum allowed loan amount.

  5. USAA Bank does not offer a cash out refinance product in the state of Texas.

Related footnotes:

  1. Membership eligibility and product restrictions apply and are subject to change.

  2. USAA Federal Savings Bank offers mortgage products to members where the property is located within the Continental United States, Alaska, Hawaii, and the District of Columbia. Excludes properties within U.S. Territories. In certain states, product restrictions may apply.

  3. Members must meet all VA eligibility requirements when applying for a VA loan. Speak with a USAA Federal Savings Bank Loan Officer to review current VA eligibility requirements.

  4. A home loan refinance may be useful for many customers who want to lower their monthly debt payments. However, a refinance is secured by your home, has closing costs and may ultimately require paying more in interest over time.

  5. Home loans subject to credit and property approval.

  6. "USAA Bank" means USAA Federal Savings Bank.

  7. Bank products offered by USAA Federal Savings Bank.

  8. USAA is an Equal Housing Lender

  9. USAA FSB NMLS 401058

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