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Helpful tips when getting a mortgage

Watch this video to learn 6 tips that can help when you’re preparing to buy a home.

Helpful Tips When Getting a Mortgage

Video Duration: 1 minute, 15 seconds

Buying a home is a big deal and sometimes that can be stressful. Here are 6 things you can do the make the process easier.

One, get your financial documents ready, like paystubs, bank statements or other supporting paperwork for your application.

Two, hold off on opening new credit like credit cards or loans. Contact a USAA Bank mortgage professional to discuss any special circumstances before you take action.

Three, send us all the pages of your financial documents when we ask for them, even the “intentionally left blank” pages. Avoid sending screenshots — just the real deal!

Four, keep an eye on your emails. If you see anything about e-signing or financial verification, it can really speed things up for you.

Five, start looking for homeowners insurance quotes.

Six, check “My Mortgage Status” for application updates and self-service.

Follow these tips to make your mortgage journey easier. Contact your USAA Bank lending team with any questions you may have.

Explore all mortgage videos.

You can find more information through our mortgage video library.

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Related footnotes:

  1. Membership eligibility and product restrictions apply and are subject to change.

  2. Tools and resources provided by USAA Federal Savings Bank should be considered general advice and for informational purposes only. All information is subject to change without notice and may not apply to all members. Products, services or features mentioned may not be offered by USAA Federal Savings Bank. The information contained is not intended to represent any endorsement, expressed or implied, by USAA Federal Savings Bank or any affiliates.

  3. USAA Federal Savings Bank offers mortgage products to members where the property is located within the Continental United States, Alaska, Hawaii, and the District of Columbia. Excludes properties within U.S. Territories. In certain states, product restrictions may apply.

  4. Home loans subject to credit and property approval.

  5. "USAA Bank" means USAA Federal Savings Bank.

  6. Bank products offered by USAA Federal Savings Bank.

  7. USAA is an Equal Housing Lender
  8. USAA FSB NMLS 401058

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