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Loans that keep up with you

Low interest rates

We offer exclusive rates for pre-commissioned and newly commissioned officers.

No origination or prepayment fees

There’s no upfront fee to process your loan and no penalties for paying it off early.

Smart way to build credit

Getting the money you need at a reasonable rate can help you build credit as you start your career.

Use the money for almost anything.

Your loan is flexible, so you can use it almost any way you want. You just can't use it to pay for education expenses.

Buy a car.

You could save on auto loan interest when you buy a car with the money from a Career Starter Loan.

Pay off credit card debt.

Pay down debt faster when you use the loan to consolidate high interest credit cards.

Build your savings.

Grow your emergency fund or start saving for a big purchase with money from the loan.

Pay for military uniforms.

Costs to buy uniforms can add up. Get the gear you need with help from the loan.

Launch your military career with tools, tips and more.

We’ve got advice and resources that can help you as you start your military career.

Go to advice

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Other things to consider

Credit cards

If you’re interested in getting a credit card, look over our options to find the right one.

Explore credit cards

Renters insurance

If you’re living in a dorm, barracks or an apartment, renters insurance can help cover your stuff and protect your money.

Learn about renters insurance

Related footnotes:

  1. Investment and Insurance Products are:

    • Not Insured by the FDIC or Any Federal Government Agency
    • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank
    • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Related footnotes:

  1. Obtaining insurance from USAA is optional, and has no effect on any credit applications or terms of credit with USAA Federal Savings Bank, and can be acquired from other sources.

  2. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

  3. Renters insurance provided by United Services Automobile Association, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, based in San Antonio, Texas; USAA EU DAC (Europe), and USAA EU DAC UK Branch (United Kingdom), and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.

    Coverages subject to the terms and conditions of the policy.

    Learn about USAA's use of Artificial Intelligence.

  4. USAA Federal Savings Bank offers deposit, credit card, consumer lending, mortgage, and other banking products and services. USAA Federal Savings Bank is a Member of FDIC. Credit card, mortgage and other lending products not FDIC-insured.

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