Rates by account type
Variable Annual Percentage Yield, or APY, shown are current as of §. Rates are subject to change. Fees may reduce earnings.
Learn more about .
Annual Percentage Yield, or APY
You earn more interest when you pair your USAA Performance First® Savings account with our Relationship Rates Program.
Daily ledger balance |
Less than $10,000 |
|---|---|
Standard Rate - not enrolled in Relationship Rates |
§% |
Base Relationship Rate |
§% |
Premium Relationship Rate |
§% |
Military-Pay Relationship Rate |
§% |
Daily ledger balance |
$10,000 to $24,999.99 |
Standard Rate - not enrolled in Relationship Rates |
§% |
Base Relationship Rate |
§% |
Premium Relationship Rate |
§% |
Military-Pay Relationship Rate |
§% |
Daily ledger balance |
$25,000 to $49,999.99 |
Standard Rate - not enrolled in Relationship Rates |
§% |
Base Relationship Rate |
§% |
Premium Relationship Rate |
§% |
Military-Pay Relationship Rate |
§% |
Daily ledger balance |
$50,000 to $99,999.99 |
Standard Rate - not enrolled in Relationship Rates |
§% |
Base Relationship Rate |
§% |
Premium Relationship Rate |
§% |
Military-Pay Relationship Rate |
§% |
Daily ledger balance |
$100,000 to $249,999.99 |
Standard Rate - not enrolled in Relationship Rates |
§% |
Base Relationship Rate |
§% |
Premium Relationship Rate |
§% |
Military-Pay Relationship Rate |
§% |
Daily ledger balance |
$250,000 to $499,999.99 |
Standard Rate - not enrolled in Relationship Rates |
§% |
Base Relationship Rate |
§% |
Premium Relationship Rate |
§% |
Military-Pay Relationship Rate |
§% |
Daily ledger balance |
$500,000 to $999,999.99 |
Standard Rate - not enrolled in Relationship Rates |
§% |
Base Relationship Rate |
§% |
Premium Relationship Rate |
§% |
Military-Pay Relationship Rate |
§% |
Daily ledger balance |
$1,000,000 or more |
Standard Rate - not enrolled in Relationship Rates |
§% |
Base Relationship Rate |
§% |
Premium Relationship Rate |
§% |
Military-Pay Relationship Rate |
§% |
You earn more interest when you pair your USAA Performance First® Savings account with our Relationship Rates Program.
| Daily ledger balance | Standard Rate - not enrolled in Relationship Rates | Base Relationship Rate | Premium Relationship Rate | Military-Pay Relationship Rate |
|---|---|---|---|---|
Less than $10,000 |
§% |
§% |
§% |
§% |
$10,000 to $24,999.99 |
§% |
§% |
§% |
§% |
$25,000 to $49,999.99 |
§% |
§% |
§% |
§% |
$50,000 to $99,999.99 |
§% |
§% |
§% |
§% |
$100,000 to $249,999.99 |
§% |
§% |
§% |
§% |
$250,000 to $499,999.99 |
§% |
§% |
§% |
§% |
$500,000 to $999,999.99 |
§% |
§% |
§% |
§% |
$1,000,000 or more |
§% |
§% |
§% |
§% |
You earn more interest when you pair your USAA Performance First® Savings account with our Relationship Rates Program.
| Daily ledger balance | Less than $10,000 |
|---|---|
| Standard Rate - not enrolled in Relationship Rates | §% |
| Base Relationship Rate | §% |
| Premium Relationship Rate | §% |
| Military-Pay Relationship Rate | §% |
| Daily ledger balance | $10,000 to $24,999.99 |
| Standard Rate - not enrolled in Relationship Rates | §% |
| Base Relationship Rate | §% |
| Premium Relationship Rate | §% |
| Military-Pay Relationship Rate | §% |
| Daily ledger balance | $25,000 to $49,999.99 |
| Standard Rate - not enrolled in Relationship Rates | §% |
| Base Relationship Rate | §% |
| Premium Relationship Rate | §% |
| Military-Pay Relationship Rate | §% |
| Daily ledger balance | $50,000 to $99,999.99 |
| Standard Rate - not enrolled in Relationship Rates | §% |
| Base Relationship Rate | §% |
| Premium Relationship Rate | §% |
| Military-Pay Relationship Rate | §% |
| Daily ledger balance | $100,000 to $249,999.99 |
| Standard Rate - not enrolled in Relationship Rates | §% |
| Base Relationship Rate | §% |
| Premium Relationship Rate | §% |
| Military-Pay Relationship Rate | §% |
| Daily ledger balance | $250,000 to $499,999.99 |
| Standard Rate - not enrolled in Relationship Rates | §% |
| Base Relationship Rate | §% |
| Premium Relationship Rate | §% |
| Military-Pay Relationship Rate | §% |
| Daily ledger balance | $500,000 to $999,999.99 |
| Standard Rate - not enrolled in Relationship Rates | §% |
| Base Relationship Rate | §% |
| Premium Relationship Rate | §% |
| Military-Pay Relationship Rate | §% |
| Daily ledger balance | $1,000,000 or more |
| Standard Rate - not enrolled in Relationship Rates | §% |
| Base Relationship Rate | §% |
| Premium Relationship Rate | §% |
| Military-Pay Relationship Rate | §% |
Apply for a Performance First® Savings account.
Minimum deposit to open is $1,000.
Daily ledger balance |
Less than $1,000 |
|---|---|
Annual percentage yield (APY) |
§§% |
Daily ledger balance |
$1,000 to $4,999.99 |
Annual percentage yield (APY) |
§§% |
Daily ledger balance |
$5,000 to $9,999.99 |
Annual percentage yield (APY) |
§§% |
Daily ledger balance |
$10,000 and over |
Annual percentage yield (APY) |
§§% |
| Daily ledger balance | Annual percentage yield (APY) |
|---|---|
Less than $1,000 |
§§% |
$1,000 to $4,999.99 |
§§% |
$5,000 to $9,999.99 |
§§% |
$10,000 and over |
§§% |
| Daily ledger balance | Less than $1,000 |
|---|---|
| Annual percentage yield (APY) | §§% |
| Daily ledger balance | $1,000 to $4,999.99 |
| Annual percentage yield (APY) | §§% |
| Daily ledger balance | $5,000 to $9,999.99 |
| Annual percentage yield (APY) | §§% |
| Daily ledger balance | $10,000 and over |
| Annual percentage yield (APY) | §§% |
Apply for a USAA Savings account.
Minimum deposit to open is $25.
Daily ledger balance |
Less than $1,000 |
|---|---|
Annual percentage yield (APY) |
§% |
Daily ledger balance |
$1,000 to $4,999.99 |
Annual percentage yield (APY) |
§§% |
Daily ledger balance |
$5,000 to $9,999.99 |
Annual percentage yield (APY) |
§§% |
Daily ledger balance |
$10,000 and over |
Annual percentage yield (APY) |
§§% |
| Daily ledger balance | Annual percentage yield (APY) |
|---|---|
Less than $1,000 |
§% |
$1,000 to $4,999.99 |
§§% |
$5,000 to $9,999.99 |
§§% |
$10,000 and over |
§§% |
| Daily ledger balance | Less than $1,000 |
|---|---|
| Annual percentage yield (APY) | §% |
| Daily ledger balance | $1,000 to $4,999.99 |
| Annual percentage yield (APY) | §§% |
| Daily ledger balance | $5,000 to $9,999.99 |
| Annual percentage yield (APY) | §§% |
| Daily ledger balance | $10,000 and over |
| Annual percentage yield (APY) | §§% |
Apply for a USAA Youth Savings account.
Minimum deposit to open is $25.