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What a USAA Youth Savings account offers

Giving your teen their own savings account can help them understand the value of money and how to manage it. Savings accounts grow based on their current interest rates. our current rates

No Monthly Service Fee

Teaching financial responsibility shouldn’t come at a cost.

Free Savings Tools

Help your kid save money automatically with our savings tools.‍ ‍ See note 1

Online Access

Check your child’s account on usaa.com or the USAA Mobile App.‍ ‍ See note 2 You can also give your child digital access when they turn 13.

Keep them on track with parental controls.

Let your child build financial independence while setting safe boundaries and monitoring their account.

Parental controls let you do things like:

  • Temporarily set withdrawal limits.
  • Create alerts for low balance, large withdrawals and more.‍ ‍ See note 3
  • Give your child access to make online transfers and deposits after they turn 13.

Sending money fast is easy.

Whether you’re at home or on the go, you can easily add money to your teen’s account.

Pair their savings account with a youth checking account.

As they grow their money, they’ll need to know how to shop responsibly with it.

Monitor your kid’s spending, set limits, create withdrawal alerts and more with a USAA Youth Spending account.

Youth savings account FAQ

Yes, they will if you order one. The card will come in 7 to 10 business days.

Your child can use it to deposit checks and cash into their account at a preferred ATM that takes deposits.‍ ‍5 Find these with our ATM locator.