Reward Points Credit Cards
Our credit cards offer reward points for the way you spend. Redeem points for travel, cash back, gift cards and more.
USAA Eagle Navigator™ Visa Signature® Credit Card
Special Offer
Special Offer
Special Offer
Benefits and Features
Unlimited Rewardssee note 1
- 3X points on travel and transit including air, hotel, car and vacation rentals, rideshare, tolls and more
- 2X points on other purchases
Bonus Rewards
- Get a one-time $95 statement credit when you make your first purchase within 90 days of account openingsee note 3
- Up to $120 TSA PreCheck® or Global Entry® credit every four yearssee note 4
- Annual 10,000 bonus points (equals $100 in travel) after booking hotel or car through the USAA Rewards Centersee note 5
Rates and Fees
USAA Rewards™ American Express® Credit Card
Special Offer
Special Offer
Special Offer
Benefits and Features
Unlimited Rewardssee note 1
- 3X points on dining
- 2X points on groceries
- 2X points at gas stations
- 1X points on other purchases
Bonus Rewardssee note 1
- 2,500 bonus points after your first purchase
Rates and Fees
USAA Rewards™ Visa Signature® Credit Card
Special Offer
Special Offer
Special Offer
Benefits and Features
Unlimited Rewardssee note 1
- 2X points on dining
- 2X points at gas stations
- 1X points on other purchases
Bonus Rewardssee note 1
- 2,500 bonus points after your first purchase
Rates and Fees
Cash Back Credit Cards
Keep it simple with a cash back credit card that has extra earning potential, or choose one that is category-free.
Cashback Rewards Plus American Express® Credit Card
Special Offer
0% Intro Annual Percentage Rate for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening, thereafter 16.40% to 28.40% variable regular Annual Percentage Rate will apply to introductory balances.
Transaction fee of 5%.see note 6,see note 7
View rates and fees for more details.*
Special Offer
0% Intro Annual Percentage Rate for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening, thereafter 16.40% to 28.40% variable regular Annual Percentage Rate will apply to introductory balances.
Transaction fee of 5%.see note 6,see note 7
View rates and fees for more details.*
Special Offer
0% Intro Annual Percentage Rate for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening, thereafter 16.40% to 28.40% variable regular Annual Percentage Rate will apply to introductory balances.
Transaction fee of 5%.see note 6,see note 7
View rates and fees for more details.*
Benefits and Features
Everyday Cash Backsee note 1
- 5% cash back on your first $3,000 in combined gas station and military base purchases yearly
- 2% cash back on your first $3,000 in grocery purchases yearly
- Unlimited 1% cash back on other purchases
Rates and Fees
Preferred Cash Rewards Visa Signature® Credit Card
Special Offer
Special Offer
Special Offer
Benefits and Features
Unlimited Cash Backsee note 1
- 1.5% cash back on purchases
- No category restrictions
Auto Deductible Reimbursementsee note 8
- You can qualify to get reimbursed up to $200 of your auto policy deductible when you experience a covered loss, if you make a minimum of 8 purchases in the prior calendar month
Rates and Fees
Our Low Rate Credit Card
Take advantage of our lowest interest rate credit card, whether you're making a purchase or transferring a balance.
USAA Rate Advantage Visa® Platinum Credit Card
Special Offer
0% Intro Annual Percentage Rate for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening, thereafter 11.40% to 25.40% variable regular Annual Percentage Rate will apply to introductory balances.
Transaction fee of 5%.see note 6,see note 7
View rates and fees for more details.*
Special Offer
0% Intro Annual Percentage Rate for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening, thereafter 11.40% to 25.40% variable regular Annual Percentage Rate will apply to introductory balances.
Transaction fee of 5%.see note 6,see note 7
View rates and fees for more details.*
Special Offer
0% Intro Annual Percentage Rate for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening, thereafter 11.40% to 25.40% variable regular Annual Percentage Rate will apply to introductory balances.
Transaction fee of 5%.see note 6,see note 7
View rates and fees for more details.*
Benefits and Features
Our Lowest Rate
- Pay less in interest if you carry a balance from month to month
- The same variable regular Annual Percentage Rate on purchases, balance transfers and cash advances
Rates and Fees
Build Credit
A secured credit card could be part of a stronger financial future, helping you build or rebuild your credit.
USAA Secured Visa® Platinum Credit Card
Special Offer
Special Offer
Special Offer
Benefits and Features
Your Credit Journey
- A Visa® credit card — not a prepaid or debit card
- A credit limit that could range from $250 to $5,000, backed by an interest-earning
- Credit card activity reported to three main credit bureaus
- If you use your card responsibly, you may qualify for an upgrade to an unsecured USAA credit card.
Rates and Fees
USAA Secured American Express® Credit Card
Special Offer
Special Offer
Special Offer
Benefits and Features
Your Credit Journey
- An American Express® credit card — not a prepaid or debit card
- A credit limit that could range from $250 to $5,000, backed by an interest-earning
- Credit card activity reported to three main credit bureaus
- If you use your card responsibly, you may qualify for an upgrade to an unsecured USAA credit card.
Rates and Fees
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Credit Card FAQ
- Review all the features of the credit cards you're considering.
- Think about credit cards that offer rewards, lower interest rates and other benefits like travel insurance.
- Look at the annual percentage rate (APR) and fees for transactions like balance transfers and cash advances. USAA credit cards have the same APR whether you're transferring a balance, getting a cash advance or making a purchase.
- Check for an annual fee. This is an amount some cards ask you to pay every year to have the card.
- We offer secure logons for your credit card account, whether you're on the USAA Mobile App or usaa.com.
- You'll have zero liability for unauthorized transactions to your credit card.see note 9
- You can set up alerts for your account.
- You can block or unblock your credit card online or by phone.
- If your card is lost or stolen, you can report it online or by phone.
With rewards cards, the number of reward points earned is based on the dollar amount spent on each Qualifying Purchase. If you have 2X points on gas and spend $50 filling up, you could earn 100 reward points. The points earned with USAA Accounts can be redeemed for various rewards, including airline travel or merchandise. The value of each point may vary depending on redemption type and, in some instances, may also vary depending on the USAA Accounts you have that earn points.see note 1
Available with: