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Set up direct deposit

Learn more about how direct deposit works and how it can help make paydays easier.

Request a form

What’s direct deposit?

It’s a way to get paid by having money put directly into your USAA Federal Savings Bank account instead of getting a paper check. You don’t have to pay extra to set it up.

What you get with it

Early Pay        

You’ll get paid up to two days early.‍ ‍ See note 1

Convenience

You don’t have to go to the bank, wait in lines or fill out deposit slips to add money to your account.

Security

Everything’s online, so you don’t have to worry about lost, stolen or delayed checks.

Which payments can I get direct deposit for?

Paychecks

This includes wages you get from an employer, payroll or the military.

Government Benefits

Social Security, disability payments and other government benefits qualify for direct deposit.

Pensions

You can get retirement and annuity payments sent directly to your account.

How do I set up direct deposit?

Some companies ask for your bank information. You’ll need to give them:

  • Name of your bank: USAA Federal Savings Bank
  • Account number: Listed on a bank statement, check or online. Your USAA number is not your account number.
  • Account type: Checking or savings
  • Routing number: 314074269

Others may require a direct deposit form, which we can help you with. Simply answer a few questions and we’ll create a form for you to fill out and send to them.

How to find your direct deposit information

Learn how to quickly find your account and routing numbers on the USAA Mobile App.

Direct deposit FAQ

The time you get your money depends on when your employer or payer sends a payment notification to us.

Some will do this on the same day every pay period, but others may not.

Holidays and bank closures can also cause a delay.

Make paydays easier with direct deposit.

Request a form