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Vision insurance for your eye care

We have an alliance with VSP® Individual Vision Plans to provide you with full-service plans.

Meet the new VSP® Flex Plan.

This new plan is ideal if you primarily use contacts for your eyewear.

Whether you’re seeking basic coverage or specialized care, we have a plan that fits your needs.

What you get with vision insurance through USAA

A VSP policy can help cover basic eye care like eye exams, prescription glasses and contact lenses.

No Waiting Period

Enroll any time and use your benefits the same day.

Flexible Payments

Pay for the whole year or make monthly payments.

Predictable Premiums

Expect little to no changes to your payments year to year.

Nationwide Network

VSP has the largest network of independent eye doctors, so you can find a provider near you.

Hearing Aid Savings

VSP offers a hearing aid discount up to 60% through TruHearing® Opens in a New Window.

Types of vision insurance plans

If you have VSP® Standard, you can upgrade to VSP® Plus or Flex at renewal.

VSP® Standard

Individual plans from $15 a month‍ ‍ See note 1

The Standard plan offers savings on eye exams, eyeglasses, contacts and more. It’s best if you need an eye exam and basic glasses.

  • $15 copay for exams and $25 copay for eyeglasses
  • $150 yearly allowance for frames or contacts
  • $41 to $85 copay for an anti-glare lens coating
  • $15 copay for a blue light filter
  • $0 to $175 copay for progressive lenses depending on prescription

VSP® Flex‍ ‍‍ ‍ See note a

Individual plans from $21 a month‍ ‍ See note 1

The Flex plan offers custom savings built for USAA members, giving you flexibility on your vision care. It’s ideal for those who primarily use contacts for their eyewear.

  • $0 copay for contact lens exam and $10 copay for exams
  • $250 yearly allowance for contacts or $150 for frames
  • $41 to $85 copay for an anti-glare lens coating
  • $15 copay for a blue light filter
  • $0 to $175 copay for progressive lenses depending on prescription

VSP® Plus‍ ‍‍ ‍ See note b

Individual plans from $23 a month‍ ‍ See note 1

The Plus plan offers exclusive savings for USAA members. It’s best if you want a higher frame allowance, anti-reflective coating or progressive lenses.

  • $10 copay for exams and $15 copay for eyeglasses
  • $200 yearly allowance for frames or $150 for contacts
  • $25 copay for an anti-glare lens coating
  • $15 copay for a blue light filter
  • $0 to $55 copay for progressive lenses depending on prescription

Notes for Types of vision insurance plans

How does VSP vision insurance work?

Add your spouse and dependents to your plan for less than the cost of a separate individual policy.

Steps to complete How does VSP vision insurance work?

  1. Choose a plan.

    Pay for the year or monthly.

  2. Find an in-network doctor.

    Make an appointment.

  3. Give your VSP member ID.

    No card needed.

Vision insurance FAQ

Standard plans start at $15 a month with copays ranging from $15 to $25 for an exam and glasses. And Plus plans start at $23 a month with copays ranging from $10 to $15 for an exam and glasses.

VSP can help you save over $300 a year, giving you more purchasing power.‍ ‍ See note 2 To start, explore and find the plan that's right for you.

Other health resources

Dental

Our plans cover cleanings, fillings and more to help keep your smile healthy.

Health

We offer a variety of individual and family plans to meet your specific needs.

Supplemental

Accidental injury, critical illness and cancer plans fill gaps in your medical insurance.

Ready to enroll in a vision plan?