What is the Medicare AEP?

AEP refers to Medicare Annual Enrollment Period. This is the time anyone eligible for Medicare can join, switch or drop a Medicare Advantage plan or Prescription Drug Plan for the next year. We work with the carriers Humana and Aetna and any 2025 plan you sign up for during AEP will start January 1.

  • What should I do during AEP?

    Before the enrollment period ends December 7, review any changes your insurer may have made to your current plan for the coming year.

    It's also a good idea to update your drug list and compare each plan's prescription coverage to help decide if you need to switch.

    You won't need to take any action if you want to keep your current plan.

  • Key annual enrollment dates

    • October 1:You can start to review the Medicare Advantage and Prescription Drug Plans that'll be available in your area for the coming year.
    • October 15:AEP shopping window starts. This is the time when you can select and purchase a plan for the upcoming year.
    • December 1:AEP ends.
    • January 1:Coverage for 2025 plans begins.

Explore your options.

Here's a look at what actions you can take during the Medicare Annual Enrollment Period.

Medicare Advantage

(Part C)

Enroll in a Medicare Advantage Plan if you have Original Medicare(opens pop over). You'll get Medicare Parts A and B in your plan. Some plans include Medicare drug coverage.

Switch from your Medicare Advantage Plan to a different one, with or without Medicare prescription drug coverage.

Prescription Drug Plan

(Part D)

Enroll in a stand-alone Medicare Prescription Drug Plan to pair with your Medicare coverage.

Switch from your current Medicare Drug Plan to a different one.

Medicare Annual Enrollment Period FAQ

Need help understanding your options?

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