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Health insurance open enrollment starts Nov. 1.

Open enrollment ends Dec. 15 in most states. Speak with a licensed agent at Trove Group to discuss your options at 855-386-2350.

Find a plan for health insurance

What’s open enrollment?

It’s the period each year when you can enroll in an individual or family health insurance plan. You can also change your existing coverage.

Some states may extend their enrollment period. Be sure to check the rules for your state.

The Affordable Care Act, or ACA, set up the Health Insurance Marketplace® to make it easier to compare and enroll in health coverage.

What a Health Insurance Marketplace plan covers

The ACA requires Marketplace plans to cover 10 categories of services.

  • Doctors

  • Inpatient and outpatient

  • Emergency

  • Prescription drugs

  • Pregnancy and childbirth

  • Mental health and substance disorders

  • Labs

  • Rehabilitation services and devices

  • Pediatric dental and vision care

  • Preventive and wellness

We can help you find the right health plan.

Get help from a licensed agent.

Trust us to help you find coverage that meets your needs. To talk to a licensed agent at Trove Group, call 855-386-2350.

Explore and compare plans.

Shop for health plans with essential benefits during open enrollment or a .

Special enrollment periods

The following events are considered qualifying life events to be eligible for a special enrollment period:

  • Loss of qualified health coverage
  • Changes in the household, like a death, marriage or birth
  • Moving to a new state or country
  • Changes in your income that affect the coverage you're qualified for
  • Becoming a U.S. citizen
  • Leaving the military

Count on exceptional service.

We work closely with companies like Trove Group to make sure you get the same care you expect from us.

Find a plan for health insurance

Need help paying for coverage?

You may qualify for federal help to pay for health coverage. For more details and to check your eligibility, visit the subsidy calculator Opens in New Window.

Health insurance open enrollment FAQ

To apply, you’ll need to have personal information for your household:

  • Social Security numbers
  • Employer details
  • Household income
  • How you file your taxes

You should also start thinking about how much you spend each month on health insurance premiums and the type of coverage you need.

Usually when you turn 26, your coverage ends. If you can, find out if your parent’s plan is a Marketplace plan or a job-based plan before you turn 26 so you understand your options.

or help understanding your options, call a licensed agent at Trove Group at 855-386-2350.

Most states offer a Special Enrollment Period. That means you can buy a health plan if you have a qualifying life event. A qualifying life event could be changing or losing your job, losing your current health coverage, moving to a new ZIP code, having or adopting a child, or becoming married, divorced or separated.

You usually get 60 days before or after the qualifying life event to enroll in a plan.

You’ve got health coverage options.

Explore available plans and benefits in your area.

Find a plan for health insurance

Let us help you find coverage during open enrollment.

Speak to a licensed agent at Trove Group.

Call 850-386-2350

For TTY devices, dial 711

Hours of operation for Trove Group

Monday to Friday
7:30 a.m. to 7 p.m. CT
Saturday
Closed
Sunday
Closed

Note: Days and times may vary.

Related footnotes:

  1. We believe the websites and resources we used to gather this information are reliable; however, we cannot guarantee the accuracy or timeliness of the information. Neither USAA nor any affiliates are associated with or endorsed by these websites and resources.

  2. Health Insurance Solutions provided through USAA Life General Agency (LGA) known in CA and NY as USAA Health and Life Insurance Agency, working with select insurance companies to provide products to our members. LGA receives compensation from these companies, based on the total quantity and quality of insurance coverage purchased. Plans are not available in all states. Coverage is underwritten by the respective insurance company. Each company has sole financial responsibility for its products.

  3. Trove Group, Inc. (Trove), 5353 Wayzata Blvd, Ste 300, St. Louis Park, MN 55416, is an insurance agency licensed nationwide. In California, Trove Group, Inc. does business as Trove Insurance Agency, Inc. (CA Lic. #0I32310). In Arizona, Trove Group, Inc. does business as Trove Group Insurance Agency, Inc. Trove works with producers, affinity groups, membership associations, and consumers to provide the technology, knowledge, and support they need to navigate the health insurance landscape.

    You’re going to Trove Group, Inc., our trusted partner. We’ve partnered with Trove Group, Inc. to assist you in obtaining certain insurance plans.

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