Rack up savings with these discounts.

You're looking for cheap renters insurance but don't want to sacrifice on quality. Find the right coverage and price you're looking for with USAA Renters Insurance.

How much you pay depends on several factors, including where you live and how much coverage you select. Here are discounts we offer to help you save on your policy.

  1. Bundle Renters and AutoSee note2

    Save up to 10% on your renters premium if you have an auto insurance policy with USAA. Learn more about bundling savings.

  2. Claims-Free DiscountsSee note3

    Save up to 20% on your renters premium if you haven't filed any claims in the past three years.

  3. Protective DevicesSee note4

    Save up to 5% on your renters premium if you have a monitored fire alarm, security system or automatic sprinklers.

  4. Living on BaseSee note5

    Save up to 28% on your renters premium if you live in the barracks or other housing on base. We can even help customize renters policies for military members.

  5. Service AcademySee note3

    Save up to 45% if you're enrolled in a U.S. military service academy. Learn more about service academy personal property insurance.See note6

  6. Military CollegeSee note3

    Save up to 20% if you're a cadet attending a senior military college. Learn more about senior military college personal property insurance.See note6

Did you know?

You may be eligible for other military savings in certain states. They include savings for active-duty service members, pre-commissioned officers and ROTC members. Speak with one of our representatives to see if you qualify. Call us today at 800-531-USAA (8722).

Lower the cost of your renters premium.

It's possible to claim discounts and save on your renters insurance, even when you purchase online. Answer a few simple questions to get your renters quote, and we'll automatically apply the discounts you qualify for.

If you already have a policy, you can view your current discounts and add more on your account summary page.

Other ways to help you save.

Here are a few ways to help make renters insurance more affordable.

  • Increase your deductible. The more you can pay out of pocket, the lower your premium. Just make sure you have enough cash set aside to cover the deductible amount in the event you have a covered loss.
  • Have military gear and uniforms? We'll waive your deductible in the event of a covered loss while you're on active or reserve duty.See note7
  • Carry only liability coverage. If your renters policy only includes liability and you file a claim, there is no deductible. Remember that liability coverage doesn't protect your personal property.

Learn the basics of renters insurance.