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Supplemental health gap insurance

Medical bills can grow fast, even with primary health insurance. Fill the gaps left by your medical plan with a supplemental policy that helps meet your health care needs.

Plans to help you focus on getting well

Supplemental health insurance eases the burden on your wallet by reimbursing you for high out-of-pocket medical costs.

 

Each of these plans can pay you directly — instead of your hospital or doctor. You decide what to use your cash benefits for.

 

To discuss your options, call a licensed sales agent at 800-619-0575.

Accidental Injury

Covers these costs and more with no deductible:

  • Emergency care, including ambulance expenses
  • Lab tests and X-rays
  • Hospital stays, including VA hospitals
  • Doctor visits

Critical Illness

Pays a lump sum for covered illnesses such as:

  • Heart attack
  • Stroke
  • Bone marrow or organ transplant
  • End-stage renal failure

Cancer

Provides financial support for things like:

  • Initial diagnosis
  • Radiation and chemo treatments
  • Surgeries
  • Hospital stays and doctor visits

 

Other plans to help keep you healthy

Dental

Find dental plans that cover cleanings, fillings and more at a low monthly cost.

Vision

Get access to the largest network of doctors through VSP® Individual Vision Plans.

Need primary health insurance?

Your wallet is better protected when you have both a primary policy and supplemental health insurance. Start with a primary plan that meets your specific needs.

Why go through USAA to get a supplemental health gap plan?

Service You Trust

We work closely with companies like IHC Specialty Benefits Group to make sure they give you the same service you’d get from us.

Wellness Perks

To help you on your wellness journey, we offer rewards and discounts on things like fitness programs and health products.

Comprehensive Health Solutions

From dental to medical insurance, we offer a wide range of products to help you get or stay healthy.