Join USAA to Apply for and Open an Account

USAA Membership is open to active duty, National Guard, reserves, veterans who served honorably, Cadets or Midshipmen and employees of certain Federal agencies, as well as, spouses and children of USAA members.

Here's what you need to do:

  • Determine if you're eligible: What you need, opens popup.

    The information you provide to determine if you're eligible to join USAA isn't part of an application for a USAA Federal Savings Bank product and is not used when we evaluate any bank application.

  • Set up your secure access by creating your Online ID and password.

  • Apply for your checking account: What you need to apply, opens popup.

I've already joined USAA

Medium Priority Alert:

Information Disclosure:

As part of your request to become a USAA member, we collect information about you and others who will be associated with your membership. This includes information such as name, contact information, date of birth, occupation, and military service details. This information is collected on behalf of each of the USAA companies, and will be used for business purposes, which may include identification, third party verification of eligibility, family sponsor notification, and marketing of products and services.