Before your review, complete “What a retirement income specialists needs to know” in our Freedom in Retirement ebook.
What’s a retirement review?
It’s a conversation with one of our licensed Retirement Income Specialists. We’ll ask about your retirement goals, family situation and savings. Then, we’ll work with you to create a personalized strategy, so you can live your best life in retirement.
Preparing for retirement
Video Duration: 1 minute 17 seconds
Introduction: Elapsed time 0 seconds [00:00]
Hi, I'm Tony and I'm a retirement income specialist with USAA. Retirement is a highly anticipated time in many people's lives. It's your time to focus on the things you want. It's also a time that requires planning. After all, today's retirees can expect to enjoy retirement freedom for an average of 20 years or more.
Are you prepared: Elapsed time 18 seconds [00:18]
While plenty of material exists on how to save for retirement, there is not much advice on how to transition your nest egg into a retirement paycheck. True freedom in retirement comes from being able to do what you want when you want. Aside from saving, are you prepared to live your best life in retirement?
What to expect: Elapsed time 35 seconds [00:35]
We are here to help. Together we will spend time understanding your needs, wants and wishes in your retirement years. We will develop a strategy that will help you navigate unforeseen risks providing a more enjoyable retirement. There are many risks to consider such as changes to Social Security, overspending, inflation and unexpected medical expenses.
Your first meeting: Elapsed time 56 seconds [00:56]
In our meeting, we will confirm if you're on track, if you can retire early or need increased savings to cover a shortfall. We want you to come away feeling confident about your retirement income strategy.
Speak with a specialist today: Elapsed time 1 minute 7 seconds [01:07]
Schedule a call for a time that's convenient for you or call us directly at 800-531-3392.
Description of visual information: [Life insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.] End of description
End: Elapsed time 1 minute 17 seconds [01:17]
Why you should get a retirement review
According to the Life Insurance Marketing and Research Association (LIMRA), investors who have formal written plans are 3 times more likely to feel confident about their financial future as those without them. Here are some other reasons to get one:
- It’s a great second opinion, even if you already work with a financial advisor or have a plan in place.
- You’ll learn how to protect your savings from market volatility if retirement is far in your future.
Eighty-seven percent of investors with a formal written retirement plan and 70% of investors with an informal retirement plan report feeling confident in their ability to live the retirement lifestyle they want.
Schedule a call for a retirement review
Hours of operation for our Retirement Income Specialists
Note: Days and times may vary.
Retirement review FAQ
During a retirement review, your Retirement Income Specialist will discuss your goals and find stable income sources. They’ll also look for gaps and develop strategies for your retirement income.
Financial advisors usually focus on building your assets. They also help you allocate your investments.
We recommend reviewing your retirement plan yearly or after any big life events. Those include things like changing jobs, losing a loved one or reaching a retirement milestone.
Our USAA Retirement Income Specialists have the knowledge and insights to help you enjoy your retirement. They’re trained to help you navigate social security, military benefits and other retirement options. They don’t work on commissions, and they can offer a complimentary review of your retirement outlook.
Financial advisors typically charge an hourly fee that ranges from $200 to $400. The cost for a one-time plan is usually between $1,000 and $3,000.