Grow Your Money With Security and Stability
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Start enjoying retirement with a SPIA: Elapsed time 0 minutes 0 seconds [00:00]
Description of visual information: [USAA Life Insurance Company and USAA Life Insurance Company of New York] End of description.
Planning for retirement or already enjoying it? A USAA Single Premium Immediate Annuity — or SPIA — can be a smart choice for your future.
SPIA and how it works: Elapsed time 9 seconds [00:09]
Think of it as a reliable paycheck for life. You provide a lump sum, and USAA gives you a series of guaranteed payments in return. You can choose payments that last your entire life, a set number of years or a combination of both. This flexibility lets you tailor your income to your needs.
Who benefits from SPIA?: Elapsed time 29 seconds [00:29]
No matter how long you live, you can count on income for yourself and your loved ones. This guaranteed income protects you from outliving your savings and gives you peace of mind. You can focus on enjoying retirement instead of worrying about the market.
Unlike investments, your SPIA payments aren't affected by market ups and downs, so your income stays steady. A SPIA can also add to your other retirement income, like Social Security or pensions, for a more complete plan.
Speak to a specialist today! Elapsed time 58 seconds [00:58]
Start living your best retirement with a USAA SPIA. Visit usaa.com/spia or call (800)-833-9847 to speak to a USAA Retirement Income Specialist today.
Description of visual information: [1.Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims-paying ability and financial strength.
Money not previously taxed is taxed as income when paid. Withdrawals before age 59½ may be subject to a 10% federal tax penalty.
An annuity is a long-term insurance contract issued by an insurance company designed to provide a retirement income stream for life. Once the contract principal is converted into an income stream, you will no longer have access to your principal as a lump sum. Terms, conditions, limitations and surrender charges may apply.
Guaranteed Retirement Income Plan (GRIP): Forms ASI94832ST 10-11, ASI97207AK 10-11, ASI94878AR 10-11, ASI97208AZ 10-11, ASI94875CA 10-11, ASI97165CT 10-11, ASI97123IA 10-11, ASI97032ID 10-11, ASI94876IL 10-11, ASI97195KS 10-11, ASI97170MA 10-11, ASI94940MD 10-11, ASI94879MN 10-11, ASI94921MT 10-11, ASI94920NJ 10-11, ASI97268OH 10-11, ASI94877OK 10-11, ASI94941OR 10-11, ASI94922PA 10-11, ASI94833TX 10-11, ASI97124VA 10-11, ASI94874OS 10-11, NSI94897NY 10-11, NSI97130NY 10-11
Learn about USAA's use of Artificial Intelligence at usaa.com/ai.
Life insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.
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Find out how an immediate annuity fits into your retirement income plan.
Read more about how immediate annuities can help you get a reliable retirement paycheck.
See how much guaranteed income you can get with a SPIA.
Enter your starting amount and how long you want payments to last. We'll show you the guaranteed monthly income you can expect from a SPIA.