You have choices when it comes to ATMs.
There’s no fee when you use USAA Bank ATMs or one of the ATMs in our preferred network. To find a USAA Bank or preferred ATM, use our ATM locator.
You can still use other ATMs, but you might be charged an ATM fee. We’ll refund up to $10 in ATM fees each monthly statement cycle.
FAQ for using ATMs
It depends on which ATM you use.
USAA Bank ATMs don’t have deposit limit. For Allpoint+ ATMs, you can deposit $1,000 per transaction and up to $5,000 every rolling 30 days per card.
You can withdraw up to $1,000 a day and make up to 20 withdrawals every 24 hours. Some ATMs may require you to make more than one withdrawal to reach your limit.
If you need to withdraw a larger amount, you may request a temporary change to your limits.
Banks will sometimes charge a service fee if you use an ATM that's outside their network. The owner or operator may charge you a surcharge fee to use their ATM.
We don't charge ATM service fees and we'll automatically refund you up to $10 each monthly statement cycle for charges from other ATMs. The refund will show up on your statement as "ATM Rebate."
To find an ATM within our preferred network, use our ATM locator.
You may be charged a 1% foreign transactions fee for international withdrawals. For more information, read our Account and Service Fee Schedule Open in a new tab.
Yes. You can use your credit card to get a cash advance. Rates and fees apply, so consider using this option as a last resort. Review your cardholder agreement for more information.