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Natural disaster recovery
Video Duration: 1 minute 32 seconds
Being prepared for a natural disaster: Elapsed time 0 minutes 0 seconds [00:00]
USAA is determined to help you on your road to recovery. That means our commitment to you doesn't end after your claim is closed.
Things to consider when rebuilding: Elapsed time 9 seconds [00:09]
Here are some things to consider as you rebuild and ways you can be more financially prepared before the next disaster hits.
If you're having to replace a vehicle or rebuild your home, be sure to understand the total cost of ownership. Look beyond that monthly payment and consider other factors, like the interest rate and the cost of insurance.
If you're rebuilding, be cautious when hiring contractors. Get multiple bids. Make your contractor produce a license. Be wary of anyone asking for money up front.
Look out for contractors who offer very low bids, which could be a sign of fraud or someone who's going to do low-quality repairs. Remember, the money you get from an insurance claim is supposed to help ensure that your covered damages can be repaired properly.
You may want to consider strengthening your roof with a sealed roof deck. It can help keep water out of your attic and off your ceiling.
How to improve your financial security: Elapsed time 1 minute 4 seconds [01:04]
You also want to be more financially prepared for the next catastrophe. Stash some savings away in an emergency fund. You don't want to be dependent upon credit cards to get you through a recovery.
Now is also a great time to check your insurance coverages to make sure you're protected in case disaster strikes again.
USAA is here to help you recover and build financial strength. You can learn more on this page.
