Colorado wildfire risk score and discounts

Vertical 6-inch clearance 

Make sure there’s space between the ground and the flammable parts of your outside walls.

0.5%

Perimeter 5-foot clearance

Remove trees, bushes, grass, vehicles and weeds from this area. 

1.5%

Perimeter 5-foot improvements

Replace wooden fences, gates or decks with a more fire-proof material. 

1.5%

Perimeter 30-foot improvements

Get rid of structures like sheds here. Property lines under 30 feet away also qualify.

1.5%

Perimeter 100-foot improvements

For large properties, maintain 100 feet of fire-defensible space around your home.

1.5%

Class A fire-rated roof

Install a roof made of fire-resistant material.

1%

Enclosed eaves

Enclose all the edges of your roof that hang over the side to protect the rafters.

0.5%

Fire-resistant vents

Put metal screens over your exterior vents.

0.5%

Multi-pane windows

Replace your windows with multi-pane or dual-pane windows, or get functional shutters.

0.5%

Debris removal

Clean up grass, weeds and trash from under your deck. Homes without a deck qualify too.

1.5%