Set goals and follow a plan.
- Share your financial attitudes and behaviors.
- Prioritize your goals, such as buying a house, having children or saving for retirement.
- Discuss how you’ll handle large purchases while growing your savings.
Update your member profile.
- This helps us serve you better. For help, call us at 210-531-8722 (USAA) or chat online.
- Let us know when you’re getting married. See note 2
- Add your new or future spouse, children or stepchildren. They’ll get their own member numbers.
- If you’re marrying into the USAA family, you can get an Online ID.
Don’t forget about estate planning.
It's important to discuss your wishes with your new family early. To create your estate plan, you’ll want to understand:
- Which documents you may need.
- Where to get help.
- When to consider setting up a trust.
Are you a military spouse?
Marrying into the military presents you with unique challenges. Get more information on benefits and helpful resources.
Marriage and finances FAQ
You should discuss your household finances with your spouse to decide how you'll pay your bills and build your savings. If you're not ready to combine all your money, keep your individual accounts but consider opening a joint one for paying bills.
Consider consulting a tax advisor before deciding how you'll file your taxes as a married couple. Whether you'll pay less filing jointly or individually will depend on your situation. Filing jointly often means you can take advantage of credits and deductions. Filing separately offers other considerations like avoiding joint tax liability. For more info, visit our tax center.
It can help to understand how deployments, frequent moves and government benefits could affect you. Take a look at these tips on reducing financial stress as a military spouse.
These videos can help you get ready for your first move or PCS:
14 PCS tips from veteran military spouses
DIY move or full military move