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Add money to your account.

Manage your money anywhere. You have options for how you want to make deposits and receive transfers into your USAA Bank account.

How can you add money to your account?

USAA Bank helps you manage your money on your own terms. You can set up a direct deposit, transfer money from another account and more.

Watch the video to explore different ways you can add money.

Read video transcript

How to Add Money to Your Account

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You could be getting more from your USAA Bank account.

There are several ways to add money to your account.

You can set up a direct deposit, transfer funds from another account, deposit checks through our mobile app, or use Zelle®.

USAA Bank allows you to manage your money on your own terms with no monthly service fees or minimum balances. You can find more information on adding money to your account on this page and select the option that works best for you.

Thank you for choosing USAA.

Description of Visual Information: [Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.]

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Explore your options, What services do we offer?

Direct deposit

Set up direct deposit to have your paycheck automatically sent to your checking or savings account, so it's available when you need it.

Set up direct deposit

Account transfers

Move money between your USAA Bank accounts and verified accounts at other U.S. banks, credit unions and financial institutions.

Transfer money

Zelle® payments

Receive money from friends and family in minutes‍ ‍ ^{See note 1} when you register your U.S. mobile number or email address in the USAA Mobile App.

Send money with Zelle®

Deposit@Mobile®

Use the USAA Mobile App to deposit checks into your checking and saving accounts.‍ ‍ ^{See note 2}

Deposit checks

ATM deposits

Deposit cash and checks without a fee at select locations. You don’t need any envelopes or deposit slips. Learn more about your ATM options.‍ ‍ ^{See note 3}

Find an ATM

Wire transfers

Receive domestic and international wire transfers into your bank account. Fees may apply to outgoing wires. Learn more about sending and receiving wire transfers.

Start a transfer

Other ways to add money, More ways to add money

Deposits by mail

To mail in your non-cash deposits, such as endorsed checks, you can order deposit slips. If you order USAA Bank checks and deposit slips from Harland Clark®, you'll get postage-paid envelopes with them.

Learn more about depositing checks by mail.

Credit card cash advance

Use this option as a last resort if you need money quickly, such as in an emergency. Be sure to review your card's rates and fees.

After you’ve checked out any rates and fees that may apply, you can request an advance.