Types of motorcycles we can finance

Whether you're looking to buy something new or used from a dealer or private seller, we can help.

  • Cruiser or Touring

    These popular bikes offer classic style. Cruisers feature a full-view engine, swept-back or high handlebars, and a stepped seat. Touring bikes are designed for comfort on long rides.

  • Dirt Bike

    Featuring knobby tires, improved suspension and a light chassis, these are built to conquer off-road trails and motocross tracks. We only finance new dirt bikes.

  • Scooter or Moped

    These small, lightweight bikes are propelled by a small gas engine and often used for fun or a daily commute.

  • Sport Bike

    Also called street or high-performance bikes, these are designed for quick-speed changes and responsive handling.

  • Trike

    These three-wheeled motorcycles are built for comfort, stability and long journeys. Trikes are slightly larger than standard motorcycles, making them more visible and spacious.

Why choose us for your motorcycle loan?

  • Quick application

    Apply online and get a decision in minutes in most cases.

  • Up to 6 Years Financing

    We offer terms up to 72 months, or six years.See note1

  • Extraordinary customer service

    USAA representatives are ready to help.

How to get a motorcycle loan

  1. Step 1: Apply online.

    Tell us how much you want to borrow, plus details about your income, housing and employer. There's no fee to apply.

  2. Step 2: Set up your loan.

    Once you're approved, choose your term and save time by signing documents online or in the mobile app.

  3. Step 3: Use the loan.

    We'll help you get the money where it needs to go.

Find motorcycle insurance that fits your needs.

Protect your next ride, and every ride after that, with motorcycle coverage from the USAA Insurance Agency. Get access to 24-hour roadside assistance, discounts and more.See note2

Learn about motorcycle insurance

Motorcycle loan and refinance  Frequently Asked Questions