Send money with Zelle

Get Money Where It Needs to Go

Send or receive money easily using ZelleSee note® in the USAA Mobile App. It's fast and free for our members.

Making Money Available in MinutesSee note1

Easy Enrollment

Get money to or from enrolled friends and family who have a bank account in the United States. All you need to send money is their email or U.S. mobile number.

Send and Receive Money Fast

Money is sent directly between accounts, and if your recipient is already enrolled with Zelle®, their money is typically available in minutes.

Free for Our Members

Pay back your share of dinner or send your roommate the rent — without any fees from us.

How It Works

You can enroll your U.S. mobile number or email address with ZelleSee note® through our mobile app. You just need to have a USAA Bank checking or savings account.

1. Log On to the USAA Mobile App

Select "Zelle®."

2. Welcome to ZelleSee note®

Enrollment is quick and easy. Just answer a few questions and you'll be all set.

3. Enroll Your Email or U.S. Mobile Number

4. Verify Your Email or U.S. Mobile Number

We'll need to verify your email or U.S. mobile number by sending you a verification code. You'll need this code to finish your enrollment.

5. Select an Account

Choose the account you want to use when sending or receiving money.

1. Log On to the USAA Mobile App

Select "Zelle®."

2. Select "Send" or "Request & Split"See note2

3. Select a Trusted Recipient

Choose from the contacts you already have on your mobile device. Or add a new name to your list of Zelle® contacts.

4. Enter Amount

Enter the amount of money you want to send, request, or split.

5. Review and Complete

Make sure the information you entered is correct and then click "Send," "Request," or "Split."

Keeping Your Money Secure

USAA strives to ensure your payments are secure and reliably processed. When you use Zelle® in the USAA Mobile App, your bank account information won't be shared with anyone.

Zelle® Frequently Asked Questions

See All FAQ

Zelle. This Is How Money MovesSee note Registered Trade Mark

Using ZelleSee note® in the USAA Mobile App is fast and easy.