Send Money With USAA's Mobile App

Get Money Where It Needs to Go

Send or receive money easily using Zelle^{See note®} in the USAA Mobile App. It's fast and free for our members.

Making Money Available in Minutes^{See note1}

Easy Enrollment

Get money to or from enrolled friends and family who have a bank account in the United States. All you need to send money is their email or U.S. mobile number.

Send and Receive Money Fast

Money is sent directly between accounts, and if your recipient is already enrolled with Zelle®, their money is typically available in minutes.

Free for Our Members

Pay back your share of dinner or send your roommate the rent — without any fees from us.

How It Works

You can enroll your U.S. mobile number or email address with Zelle^{See note®} through our mobile app. You just need to have a USAA Bank checking or savings account.

Getting Started Tab is active. Sending Or Requesting Money

1. Log On to the USAA Mobile App

Select "Zelle®."

2. Welcome to Zelle^{See note®}

Enrollment is quick and easy. Just answer a few questions and you'll be all set.

3. Enroll Your Email or U.S. Mobile Number

4. Verify Your Email or U.S. Mobile Number

We'll need to verify your email or U.S. mobile number by sending you a verification code. You'll need this code to finish your enrollment.

5. Select an Account

Choose the account you want to use when sending or receiving money.

1. Log On to the USAA Mobile App

Select "Zelle®."

2. Select "Send" or "Request & Split"^{See note2}

3. Select a Trusted Recipient

Choose from the contacts you already have on your mobile device. Or add a new name to your list of Zelle® contacts.

4. Enter Amount

Enter the amount of money you want to send, request, or split.

5. Review and Complete

Make sure the information you entered is correct and then click "Send," "Request," or "Split."

Keeping Your Money Secure

USAA strives to ensure your payments are secure and reliably processed. When you use Zelle® in the USAA Mobile App, your bank account information won't be shared with anyone.

Zelle® Frequently Asked Questions

See All FAQ

Zelle. This Is How Money Moves^{See note® Registered Trade Mark}

Using Zelle^{See note®} in the USAA Mobile App is fast and easy.

ENROLL WITH ZELLE^{See note®}

Note 1 U.S. checking or savings account required to use Zelle^®. Transactions between enrolled consumers typically occur in minutes. Mobile carrier fees may apply.

Note 2 Payment requests to persons not already enrolled with Zelle^® must be sent to an email address.

Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Membership eligibility and product restrictions apply and are subject to change.

Bank products offered by USAA Federal Savings Bank, Member FDIC. Credit card, mortgage and other lending products not FDIC-insured.

242183

Making Money Available in MinutesSee note1

Easy Enrollment

Send and Receive Money Fast

Free for Our Members

How It Works

1. Log On to the USAA Mobile App

2. Welcome to ZelleSee note®

3. Enroll Your Email or U.S. Mobile Number

4. Verify Your Email or U.S. Mobile Number

5. Select an Account

1. Log On to the USAA Mobile App

2. Select "Send" or "Request & Split"See note2

3. Select a Trusted Recipient

4. Enter Amount

5. Review and Complete

Keeping Your Money Secure

Zelle® Frequently Asked Questions

Zelle. This Is How Money MovesSee note® Registered Trade Mark

Making Money Available in Minutes^{See note1}

2. Welcome to Zelle^{See note®}

2. Select "Send" or "Request & Split"^{See note2}

Zelle. This Is How Money Moves^{See note® Registered Trade Mark}