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Retirement income planning

Learn how income annuities can help you secure a reliable paycheck during retirement.

Do you have a retirement income plan?

A paycheck for life

Video Duration: 1 minute 12 seconds

Choosing how to spend your retirement: Elapsed time 0 seconds [00:00]

Your retirement. It's your time. How do you want to spend it? From family and friends, to hobbies and organizations, you want to focus on what matters. You want to keep doing that your whole life without any unpleasant surprises.

Risks to your retirement income: Elapsed time 18 seconds [00:18]

The last thing you want is for this time to be tarnished by financial challenges. Income from the stock market can be unpredictable, and for many retirees, this means the prospect of running out of money.

How an income annuity works: Elapsed time 31 seconds [00:31]

What if there was a way to help secure a reliable paycheck you could count on, plan for, and build your best life around?

A USAA Life Income Annuity can help you do just that.

You pay in a lump sum and then get reliable income for a set period or for life starting immediately. This amount can remain constant regardless of market changes.

Because you have big dreams for your retirement, and if you have the right plan, nothing can stop you.

An income annuity can help you enjoy freedom in retirement to spend your time just how you want.

Description of visual information: [For more information, contact a USAA Retirement Income Specialist. 1-800-531-3392

Money not previously taxed is taxed as income when paid. Withdrawals before age 59½ may be subject to a 10% federal tax penalty.

An annuity is a long-term insurance contract issued by an insurance company designed to provide a retirement income stream for life. Once the contract principal is converted into an income stream, you will no longer have access to your principal as a lump sum. Terms, conditions, limitations and surrender charges may apply.

Guaranteed Retirement Income Plan (GRIP): Forms ASI94832ST 10-11, ASI97207AK 10-11, ASI94878AR 10-11, ASI97208AZ 10-11, ASI94875CA 10-11, ASI97165CT 10-11, ASI97123IA 10-11, ASI97032ID 10-11, ASI94876IL 10-11, ASI97195KS 10-11, ASI97170MA 10-11, ASI94940MD 10-11, ASI94879MN 10-11, ASI94921MT 10-11, ASI94920NJ 10-11, ASI97268OH 10-11, ASI94877OK 10-11, ASI94941OR 10-11, ASI94922PA 10-11, ASI94833TX 10-11, ASI97124VA 10-11, ASI94874OS 10-11, NSI94897NY 10-11, NSI97130NY 10-11

Life insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. Each company has sole financial responsibility for its own products. Restrictions apply to availability of these products.] End of description.

End: Elapsed time 1 minute 12 seconds [1:12]

Find out if an income annuity fits in your retirement plan.

We know buying an annuity is a big financial step. Read more about how income annuities can help you get a reliable retirement paycheck.

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Ready to talk retirement?

Set up a complimentary retirement review with our Retirement Income Specialists. They’ll talk to you about your financial goals and annuity options, and help you create a plan.

Schedule a call with a retirement income specialist

Call 800-833-9847

For TTY devices, dial 711

Hours of operation for our Retirement Income Specialists

Monday to Friday
7:30 a.m. to 7 p.m. CT
Saturday to Sunday
Closed

Note: Days and times may vary

Related footnotes:

  1. An annuity is a long-term insurance contract issued by an insurance company designed to provide a retirement income stream for life. Once the contract principal is converted into an income stream, you will no longer have access to your principal as a lump sum. Terms, conditions, limitations and surrender charges may apply.

  2. Learn about USAA's use of Artificial Intelligence.

    Life insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.

  3. Money not previously taxed is taxed as income when paid. Withdrawals before age 59½ may be subject to a 10% federal tax penalty.

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