Collision coverage can help pay to fix or replace your car if you get in an accident while driving, no matter who’s at fault. If you back into a pole or hit another car, your policy can help pay to repair your car.

Comprehensive coverage can help pay for repairs if something happens to your car that’s out of your control and doesn’t involve someone else. To get protection for things like fire, flooding or hitting an animal, add comprehensive coverage.

Most states require liability coverage. If you hit and injure another driver, you could be responsible for their medical bills and property damage. You can help protect your assets with liability coverage.

Learn more about types of car insurance coverage.

Yes. Most policies pay up to your vehicle’s actual cash value on a covered claim.

Your car’s value usually goes down the longer you own it. If it costs more to fix your car than it’s worth, your insurance company may consider it a total loss.

There are many factors involved in determining auto insurance rates. Your driving record, car's characteristics, location and coverage amount play a part in how much you’ll pay.

You don’t have to give up great coverage and service to lower your cost. We can help with car insurance discounts and savings.

You can also save up to 10% when you bundle auto and property policies.‍ ‍ ^{See note 1}