Put your cash to work.

Schwab Money Funds offer a convenient way to access potentially higher yields on cash, no transaction fees, and low initial investments.See note1See note,See note2

Explore your options.

Invest in what's right for you — stocks, bonds, mutual funds and more.

At Schwab, you'll get:

  • Low costs with $0 online, listed equity trades, $0 account minimums and no maintenance fees.See note3
  • More choices, including over 2,000 commission-free ETFs and 4,000 with no transaction fees, to easily diversify your portfolio.
  • Excellent service featuring 24/7 customer support, over 300 branches and a satisfaction guarantee.See note4

Diversify your investments affordably.

Mutual Funds at Schwab

  • Get started with no account minimums or maintenance fees.
  • Build your own mutual fund portfolio or choose a professionally managed solution.
  • Access a wide range of resources and tools, and get professional support whenever you need it.See note4

Consider the tax advantages of an individual retirement account (IRA).

IRAs at Schwab

  • Retirement planning resources, calculators and income strategies to help you plan for the future
  • $0 minimum deposit and $0 online, listed equity trade commissions, no matter your account balance or how often you tradeSee note3
  • More than 2,000 commission-free ETFs and 4,000 mutual funds

Save for education expenses and get tax benefits.

USAA 529 Education Savings Plan by Victory Capital

  • Open an investment account that helps you pay tuition and other costs, from K-12 through college.
  • Start by investing as little as $50 a month.
  • May benefit from tax-advantaged savings for yourself or family members.

Get automated investing — with human help if you need it.

Schwab Intelligent Portfolios® does the work, so you don't have to.

  • Schwab's robo-advisor builds, monitors and automatically rebalances a diversified portfolio that's tailored to your needs.
  • You can choose from a range of accounts, including brokerage, IRA, custodial and trust accounts.
  • You'll have the option to add unlimited, one-to-one guidance and personalized planning.

Make a plan to reach your goals.

Schwab can help with financial planning based on your needs.

  • Access a complimentary plan for retirement.
  • Get answers to specific questions, like how much to save for college, with Schwab's calculators.
  • Explore personalized guidance and wealth management solutions.

Know the 6 key investing principles.

Take a look at our six key principles of investing. We believe these principles will help provide the clarity you need.

Learn more

Start investing anytime.

You can start investing whenever you're ready. Discover how to tailor your investment choices to stay on top of your financial goals.

Looking to protect your income in retirement?

As you approach retirement, consider an annuity from USAA Life Insurance Company and USAA Life Insurance Company of New York in order to guarantee your stable monthly income.See note5See note,See notea

Important Information from USAA Investment Services Company (ISCO):
Review our relationship with you in our Relationship Summary PDF.

Important Information from USAA Investment Services Company (ISCO):
ISCO is not a client of Schwab. ISCO is compensated by and has an incentive to promote Schwab. However, these costs are not passed on to USAA members. Download USAA's Referral Arrangement Disclosure PDF.

Important information from Victory Capital:
Carefully consider the investment objectives, risks, charges and expenses of the USAA 529 Education Savings Plan (Plan) before investing. Visit vcm.com/prospectus for a Plan Description and Participation Agreement containing this and other information about the Plan from Victory Capital Services, Inc., Underwriter and Distributor. Read it carefully before investing.

Important information from Schwab:
Investors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

You could lose money by investing in the Schwab Money Funds. All Schwab Money Funds seek to preserve the value of your investment at $1.00 per share, but cannot guarantee they will do so. All Schwab Money Funds with the exception of Schwab Government Money Fund, Schwab Retirement Government Money Fund, Schwab U.S. Treasury Money Fund, Schwab Treasury Obligations Money Fund, and Schwab Government Money Market Portfolio may impose a fee upon the sale of your shares if the Fund's board or its delegate determines that the fee is in the best interests of the Fund. An investment in the Schwab Money Funds is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Schwab Money Funds' sponsor has no legal obligation to provide financial support to the Funds, and you should not expect that the sponsor will provide financial support to the Funds at any time.

Broker Check by Finra

Learn more about USAA Investment Services Company, Charles Schwab or Victory Capital Services, Inc. on FINRA's BrokerCheck website.