What kind of USAA Property Insurance do you need?
What types of property insurance does USAA offer?
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Homeowners Insurance
Help protect more than just the place you call home.
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Renters Insurance
Worldwide coverage — in your apartment, barracks, car or storage.See note1See note,See note2
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Condo Insurance
Liability coverage and protection for your condo interior and belongings.
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Flood Insurance
Standard homeowners policies don't cover floods.
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Rental Property Insurance
Landlord coverage for lost rental income, home sharingSee note3 and liability.
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Valuable Personal Property Insurance
Replacement cost coverage, with no deductible.
We can also help you with these products.
There are some coverages we don't offer directly. Our USAA Insurance Agency works closely with other leading insurance companies to help you get the coverage and service you need.
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Collectibles Insurance
Coverage for the full insured value of your collection, with no depreciation.
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Mobile Home Insurance
Coverage for your home, belongings and personal liability.
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Farm and Ranch Insurance
Coverage for livestock, equipment, vineyards and stables.
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Windstorm Insurance
Coverage for hail, tornado and other wind-related damage to your coastal home and personal belongings.
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Personal Cyber Insurance
Coverage for cyberattacks including ransomware, cyberbullying, online fraud and identity theft.
Why get USAA property insurance?
Our policies offer a variety of coverage options for your home and personal property.
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Our standard renters policy is anything but — it includes coverage for both flood and earthquake damage.
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You can customize your coverage to fit your needs and budget.
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We cover military uniforms and equipmentSee note4 for active-duty members at no extra charge, with discounts for on-base addresses.See note5
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We've been serving the military community and their eligible families since 1922. We were here yesterday and we'll be here tomorrow.
Filing a property claim is easy.
Quickly file a claim on usaa.com or download the USAA Mobile App. Upload photos, schedule services, check status and communicate with your adjuster — all from your computer or mobile device.
We offer property insurance discounts and other ways to save.
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Bundle and Save
Save up to 10% on your homeowners or renters premium when you bundle homeowners and renters with auto insurance.See note6
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Claims-Free Discount
USAA homeowners, condo or renters insurance policyholders with no claims for five or more years get up to 15% off.See note7
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Save with SimpliSafe®
Protect your home and save through USAA Perks®. Get over $400 off on the USAA Whole Home Kit with Learn more about SimpliSafe®.See note8
Learn about protecting your home.
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How to prepare for a natural disaster
You can be proactive with these disaster preparation tips.
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Homeowners insurance won't cover everything
You may need separate policies or endorsements.
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9 Ways to avoid costly household water leaks
Look for leaks in the early stages for quicker repair.