What kind of USAA Property Insurance do you need?

What types of property insurance does USAA offer?

We can also help you with these products.

There are some coverages we don't offer directly. Our USAA Insurance Agency works closely with other leading insurance companies to help you get the coverage and service you need.

Why get USAA property insurance?

Our policies offer a variety of coverage options for your home and personal property.

  • Our standard renters policy is anything but — it includes coverage for both flood and earthquake damage.

  • You can customize your coverage to fit your needs and budget.

  • We cover military uniforms and equipmentSee note4 for active-duty members at no extra charge, with discounts for on-base addresses.See note5

  • We've been serving the military community and their eligible families since 1922. We were here yesterday and we'll be here tomorrow.

Filing a property claim is easy.

Quickly file a claim on usaa.com or download the USAA Mobile App. Upload photos, schedule services, check status and communicate with your adjuster — all from your computer or mobile device.

Visit the USAA Claims Center

We offer property insurance discounts and other ways to save.

  • Bundle and Save

    Save up to 10% on your homeowners or renters premium when you bundle homeowners and renters with auto insurance.See note6

  • Claims-Free Discount

    USAA homeowners, condo or renters insurance policyholders with no claims for five or more years get up to 15% off.See note7

  • Save with SimpliSafe®

    Protect your home and save through USAA Perks®. Get over $400 off on the USAA Whole Home Kit with Learn more about SimpliSafe®.See note8

Learn about protecting your home.