Medicare Insurance and Coverage Plans

Speak with a licensed insurance agent.^{See note1}

Schedule a time that's convenient and we'll call you.

Or call us when you're ready at 800-531-9164

For a TTY device, dial 711.

Schedule a call with a USAA representative

Getting Original Medicare coverage

Medicare is health insurance provided by the government for people 65 and over. It's also for those younger than 65 who are eligible because of a disability.

1. Start with Medicare.

If eligible, you can get Original Medicare through the federal government. It includes Part A, hospital insurance, and Part B, which covers doctor visits and outpatient care. You may delay Part B enrollment if you have insurance through an employer. To learn more about signing up for Original Medicare, visit medicare.gov.
2. Consider additional insurance.

After enrolling in Original Medicare, you can consider additional insurance options available through private insurance companies. USAA Life Insurance Company and our trusted insurance providers Humana and Aetna are committed to providing plans to meet your needs.

After enrolling in Original Medicare, you can consider the additional Medicare coverage options available through private insurance companies. USAA Life Insurance Company and our trusted insurance providers Humana and Aetna are committed to providing plans to meet your needs.

Get more coverage as a veteran.

USAA is dedicated to helping military veterans with their health insurance needs. If you're a veteran, you have the option of adding private Medicare insurance to your VA coverage. A low-premium plan that includes bundled benefits could complement your VA health care.

Learn moreabout health insurance for veterans

Finding additional Medicare options in your state

See which types of Medicare insurance we offer in your area.

Medicare AdvantageKnown as Medicare Part C

These plans provide the same benefits as Original Medicare, along with additional health benefits. They may include prescription drug, vision or dental coverage. You'll also know your yearly out-of-pocket maximum.

This coverage is not available through USAA in Alaska.

This coverage is not available through USAA in Massachusetts.

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This coverage is not available through USAA in

Select a state to continue

Learn more About Medicare Advantage

Call a licensed insurance agent at 800-515-8687^{See note1}

Call a licensed insurance producer at 800-515-8687

For TTY device, dial 711.
Medicare SupplementKnown as a Medigap plan

This coverage fills in the gaps of Original Medicare. It helps with out-of-pocket costs that Original Medicare doesn't cover like copays, coinsurance and deductibles. Plus, you can see any doctor that accepts Medicare.

This coverage is not available through USAA in Massachusetts.

This coverage is not available through USAA in Minnesota.

This coverage fills in the gaps of Original Medicare. It helps with out-of-pocket costs that Original Medicare doesn't cover like copays, coinsurance and deductibles. Plus, you can see any doctor that accepts Medicare.

This coverage fills in the gaps of Original Medicare. It helps with out-of-pocket costs that Original Medicare doesn't cover like copays, coinsurance and deductibles. Plus, you can see any doctor that accepts Medicare.

This coverage is not available through USAA in Wisconsin.

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This coverage is not available through USAA in

Select a state to continue

Learn more About Medicare Supplement plans

Call a licensed insurance agent at 800-531-9164 800-531-9164^{See note1}

For TTY device, dial 711.
Prescription Drug PlanKnown as Medicare Part D

A Medicare Prescription Drug Plan, or PDP helps pay for the cost of medications. A stand-alone PDP can provide coverage for drugs you take regularly or may take in the future. If you're new to Medicare, it's important to understand how optional Part D plans work.

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This coverage is not available through USAA in

Select a state to continue

Learn more About Medicare Prescription Drug Plans

Call a licensed insurance agent at 800-515-8687.^{See note1}

For TTY device, dial 711.

Medicare Insurance FAQ

Expand all

Does Medicare coverage vary from state to state?

Do I need Original Medicare if I have coverage through the VA?

Not necessarily. To determine if you'll need both Medicare and VA coverage, think about your health care needs. Also consider the benefits you're getting through the VA. Keep in mind:

If you choose not to enroll in Medicare, you may be responsible for the cost of care received outside of the VA system.
When you enroll in a prescription drug plan, you'll have the option to get medications from a local pharmacy as well as the VA.

When am I eligible for Medicare, and can I get it before I'm 65?

The Medicare Initial Enrollment Period or IEP lasts for seven months. It includes the month you turn 65 as well as the three months before and after. For example, if your 65th birthday is May 4, your IEP is Feb. 1 to Aug. 31.

If your birthday is on the first of the month, then your IEP is determined as if your birthday were a month earlier. For example, if your 65th birthday is May 1, your IEP is Jan. 1 to July 31.

You may be eligible for Medicare before age 65 if you have a qualifying disability, end-stage renal disease, or ESRD or amyotrophic lateral sclerosis, or ALS. If you aren't eligible for Medicare based on age or for medical reasons, we can still help you with health insurance.

How can I find out more about the basics of Medicare insurance?

How do I get vision, hearing and dental coverage with my Medicare plan?

Some Medicare Advantage plans come with vision, hearing and dental coverage. You can also shop for stand-alone plans to complement the health insurance you choose. USAA has created alliances with leading insurance providers to offer vision coverage and dental plans.

You can get a stand-alone dental or vision plan through USAA at any time of the year. Coverage usually starts immediately after enrollment. You can make changes yearly when it's time for plan renewal. You can make changes if you have a qualifying life event.

Add to Your Medicare Coverage

Medicare is health insurance for people age 65 and over, and those eligible based on a disability. USAA Life Insurance Company offers plans that help cover what Medicare alone may not.

Learn More

Step 1 Start With Medicare

You may get Parts A and B when you turn 65 or become eligible because of a disability. You may delay Part B enrollment at that time if you have insurance through an employer.
- Part A
  
  Covers inpatient hospitalization, rehabilitation and long-term hospital services
- Part B
  
  Covers doctor's office visits, preventive care, outpatient care and emergency services
Step 2 Get Additional Insurance

After you're enrolled in Medicare, you may choose a Medicare Advantage or a Medicare Supplement Insurance plan. A Medicare Supplement Insurance plan may be purchased with a stand-alone Part D plan for prescription drug coverage.
- Medicare Advantage(Part C)
  
  Alternative to Original Medicare through private plans, such as HMO or PPO
- Medicare Supplement(Medigap)
  
  Pays most out-of-pocket costs not covered by Original Medicare
- Prescription Drug Plan(Part D)
  
  Usually paired with a Medicare Supplement plan

Need more information to help you choose the right plan?

Call a licensed insurance agent at 800-531-9164^{See note1} Call a licensed insurance agent at 800-531-9164^{See note1}

For TTY device, dial 711.

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See which types of medical insurance we offer in your area.

We offer coverage in Alabama. Change My Medicare State from

Medicare Advantage(Part C)

Combined Medicare Coverage

This coverage is a private plan that combines Parts A and B, and may include prescription drug benefits.

Not Available
This coverage is not available through USAA in

Select a State to Continue

Learn More About Medicare Advantage Choose a Medicare AdvantagePlan

Call a licensed insurance agent at 800-515-8687^{See note1}

For TTY device, dial 711.
Medicare Supplement(Medigap)

A Variety of Coverage Options

This coverage, purchased in addition to Parts A and B, may help pay deductibles and copays.

Not Available
This coverage is not available through USAA in

Select a State to Continue

Learn More About Medicare Supplement Plans Choose a Medicare SupplementPlan

Call a licensed insurance agent at 800-531-9164^{See note1}

For TTY device, dial 711.
Prescription Drug Plan(Part D)

Coverage Exclusively for Prescription Drugs

This coverage may be added on top of Parts A and B, as well as a Medicare Supplement Insurance plan.

Not Available
This coverage is not available through USAA in

Select a State to Continue

Learn More About Medicare Prescription Drug Plans Choose a Medicare Prescription Drug Plan

Call a licensed insurance agent at 800-515-8687^{See note1}

For TTY device, dial 711.

USAA Life Insurance Company, 9800 Fredericksburg Road, San Antonio, Texas 78288

Note 1 In the state of Washington, Agent is referred to as Producer.

USAA Life General Agency

We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Medicare Supplement insurance, USAA Life Insurance Company, and USAA Life General Agency are not connected with or endorsed by the U.S. government or the federal Medicare program.

THIS IS A SOLICITATION FOR INSURANCE. A RESPONSE AND/OR YOUR CALL MAY GENERATE COMMUNICATIONS BY A LICENSED INSURANCE AGENT, INSURANCE PRODUCER, INSURANCE PROVIDER OR INSURANCE COMPANY.

UNDER AGE 65: In some states, Medicare Supplement Insurance plans may be available to qualified individuals under age 65 who are eligible for Medicare by reason of disability and/or end stage renal disease.

An Outline of Coverage is available upon request and shall be provided at time of application.

Medicare Supplement Plan Disclosures

USAA Life General Agency Disclosures

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Hours

Medicare

Explore insurance plan options.

Speak with a licensed insurance agent.^{See note1}

Medicare

Explore Additional Coverage Options

Speak with a licensed insurance agent.^{See note1}

Getting Original Medicare coverage

1. Start with Medicare.

2. Consider additional insurance.

Get more coverage as a veteran.

Finding additional Medicare options in your state

Medicare AdvantageKnown as Medicare Part C

Medicare SupplementKnown as a Medigap plan

Prescription Drug PlanKnown as Medicare Part D

Medicare Insurance FAQ

If you're ready to shop for additional Medicare coverage, we've got you covered.

If you're ready to shop for additional Medicare plans, we've got you covered.

If you're ready to shop for plans, we've got you covered.

Need more information?
Call a licensed insurance agent at 800-531-9164¹Call a licensed insurance agent at 800-531-9164.^{See note1}

Medicare

Make the most of your Medicare plan.

Add to Your Medicare Coverage

Step 1 Start With Medicare

Part A

Part B

Step 2 Get Additional Insurance

Medicare Advantage(Part C)

Medicare Supplement(Medigap)

Prescription Drug Plan(Part D)

Already have coverage through the VA?

Need more information to help you choose the right plan?

See which types of medical insurance we offer in your area.

Medicare Advantage(Part C)

Medicare Supplement(Medigap)

Prescription Drug Plan(Part D)

Let us help you understand your Medicare options.

Medicare

Explore insurance plan options.

Speak with a licensed insurance agent.See note1

Medicare

Explore Additional Coverage Options

Speak with a licensed insurance agent.See note1

Getting Original Medicare coverage

1. Start with Medicare.

2. Consider additional insurance.

Get more coverage as a veteran.

Finding additional Medicare options in your state

Medicare AdvantageKnown as Medicare Part C

Medicare SupplementKnown as a Medigap plan

Prescription Drug PlanKnown as Medicare Part D

Medicare Insurance FAQ

If you're ready to shop for additional Medicare coverage, we've got you covered.

If you're ready to shop for additional Medicare plans, we've got you covered.

If you're ready to shop for plans, we've got you covered.

Need more information? Call a licensed insurance agent at 800-531-91641Call a licensed insurance agent at 800-531-9164.See note1

Medicare

Make the most of your Medicare plan.

Add to Your Medicare Coverage

Step 1 1. Start With Medicare

Part A

Part B

Step 2 2. Get Additional Insurance

Medicare Advantage(Part C)

Medicare Supplement(Medigap)

Prescription Drug Plan(Part D)

Already have coverage through the VA?

Need more information to help you choose the right plan?

See which types of medical insurance we offer in your area.

Medicare Advantage(Part C)

Medicare Supplement(Medigap)

Prescription Drug Plan(Part D)

Let us help you understand your Medicare options.

Speak with a licensed insurance agent.^{See note1}

Speak with a licensed insurance agent.^{See note1}

Need more information?
Call a licensed insurance agent at 800-531-9164¹Call a licensed insurance agent at 800-531-9164.^{See note1}

Step 1 Start With Medicare

Step 2 Get Additional Insurance