Coverage and service for the Cowboy State
Wyoming has more than 58,000 miles of roadways, offering plenty of room to roam. If you live in the Cowboy State, USAA offers a combination of coverage and service as distinctive as Jackson Hole. Whether you're cruising through Cody on your way to Yellowstone National Park or steering into Sundance for some weekend camping, USAA can be there for you.
The average cost of car insurance in Wyoming
There are many things involved in determining auto insurance rates. How many miles you drive a year and your driving record play a part in how much you'll pay.
See note$148 See noteper month
The average monthly cost for all USAA auto policies issued in Wyoming in 2023.See note1
Wyoming coverage requirements and minimums
As of Jan. 1, 2024, Wyoming law requires drivers to have the following minimum bodily injury and property damage liability limits:
-
$25,000 of bodily injury liability coverage per person
This helps cover expenses for the injuries or deaths of others involved in accidents where you're found at fault.
-
$50,000 of bodily injury liability coverage per accident limit
This is the total amount of coverage for expenses related to the injuries or deaths of others involved in accidents where you're found at fault.
-
$20,000 of property damage liability coverage
This helps pay for damages to other people's property like vehicles, homes and other buildings if you're at fault for an accident.
-
Uninsured and underinsured motorist coverage
Insurance companies are required to provide Wyoming drivers uninsured and underinsured motorist coverage. These coverages help cover your expenses if you're in an accident caused by a driver who doesn't have insurance or doesn't have enough insurance.
Some drivers choose to have higher limits and more coverages for greater protection. If you're responsible for injuries and damage that cost more than your policy will cover, you may have to pay out of pocket.
A popular coverage option is roadside assistance.See note2 It can help if you're broken down and need a tow. Many drivers also add rental reimbursement.See note3 It helps cover the cost of a rental car if your vehicle is in the shop for repairs after a covered loss.
If you're making payments to a leasing company or a lender, they may also require you to carry collision and comprehensive coverages. Learn more about the different types of car insurance coverage.
Get up to 30% off your premium for being a safe driver.See note4
With USAA SafePilot®, the better you drive, the bigger the discount you may earn.
Reason to choose USAA Auto Insurance in Wyoming
A countrywide survey showed that when members switched to a USAA Auto Insurance policy, they saved an average of $725 on their annual premium.See note5 Here's what else you can expect with a USAA Auto Insurance policy.
-
Coverages
- Comprehensive, collision and more coverages to fit your needs
- Liability protection for your finances
- Available roadside assistance 24/7See note2
-
Savings and Discounts
- Garaging your car on a military installationSee note6
- Discounts for insuring multiple vehiclesSee note7
- Save up to 10% when you bundle auto and property policies.See note8
-
Service
- 24/7 claims reporting online
- No payment plan feesSee note9
- IDs and policy management from your mobile device anytime
-
Accident ForgivenessSee note10
Remain accident free for five years at USAA, and your first at-fault accident may not impact your future premiums.
Coverage for whatever moves you
Still have questions about car insurance?
We can help. To speak with a representative, call 800-531-USAA (8722).([thats 800-531-]8722)