Company overview
Founded in 1963, USAA Life Insurance Company is among the nation's most respected life insurance companies. Along with USAA Life Insurance Company of New York, we facilitate our members' financial security through a range of products and services.
USAA Life Insurance policies offer several benefits for our military members at no additional cost, including:
- Accelerated issue for service members preparing to deploy.
- Coverage during wartime.
In addition, our Level Term policies offer:
- A severe injury benefit that provides $25,000 if the policyholder sustains certain injuries in the line of duty. See note 1
- An option to add extra coverage to replace Servicemembers' Group Life Insurance (SGLI) on separation or retirement with no medical exam. See note 2
In addition to term and permanent life insurance, we offer annuities designed to create reliable retirement income. And in concert with our USAA Life General Agency, we work with select companies to offer a variety of Medicare and health solutions, as well as life insurance products.
When a member dies, our Survivor Relations Team is ready to assist. This dedicated team helps safeguard accounts and explain the documents USAA may need to help settle the details of a loved one's accounts. To learn more, visit usaa.com/survivorship.
Products and services
USAA life insurance companies
- Term life insurance
- Immediate annuities
- Permanent life insurance
- Deferred annuities
- Medicare solutions
USAA Life General Agency
- Other Medicare options
- Medicare Advantage
- Medicare Prescription Drug Plans
- Health insurance
- Comprehensive
- Short-term medical
- Fixed health benefit
- Accidental injury
- Vision
- Dental
- Universal life with long-term care rider
- Survivorship life insurance
Financial ratings
Our life insurance company maintains high ratings from three key rating agencies, reflecting our reputation as a financially strong organization. See note 3 USAA Life Insurance Company's ratings are:
- A.M. Best: A++ (Superior, highest of 16 possible ratings).
- Moody's Investors Service: Aa1 (Excellent, second highest rating of 21 possible ratings).
- S&P Global Ratings: AA+ (Very Strong, second highest rating of 21 possible ratings).
Who's eligible for USAA Life Insurance?
While USAA Life Insurance Company is focused on serving the military community, all life insurance, health insurance and retirement products offered by USAA Life Insurance Company, USAA Life Insurance Company of New York and USAA Life General Agency are available to the public.
Media inquiries
Reporters wishing to speak to our media team should call 210-498-0940 or email external_communications@usaa.com.
The media team number shouldn't be used for any USAA account-related questions. To contact a member service representative about your account, call 800-531-USAA (8722). For additional information on USAA, visit our Contact Us page.