Restrictions apply. This program is only available in select locations This will open up a popup.

What is SafePilot?

It's a telematics program that rewards you for safe driving with a discount on your USAA Auto Insurance.

It uses a smartphone app and other sensors to automatically log your trips and learn driving habits like phone usage and braking. Then it gives you a driving score so you can see how you did.

How much is the SafePilot discount?

Get up to 10% off your premium today just for enrolling. Then practice good driving habits and earn up to 30% off each time your policy renews. The better you drive, the bigger your discount.

Features of our telematics app

  • Automatic Trip Data

    The app uses GPS and other sensors to map your trips and understand when and how you're driving.

  • Driving Insights and Trends

    Keep track of your driving habits — like how much you drive, phone usage while driving and harsh braking. You'll get tips on how to improve.

  • Crash Detection

    If the app detects you may have been in an accident, we'll check if you're OK and help you with next steps.

  • Quicker Claims Process

    If you choose to file a claim after an accident, your driving information from the app could help move along the claims process.

How it works

Here's what you need to know to get started.

  1. Enroll and get up to 10% off right away.

    Get a discount on your USAA car insurance premium just for signing up.

  2. Download the SafePilot app.

    Get it in your iOS App Store Opens in a New Window or Android Play Store Opens in a New Window. We'll walk you through setting it up.

  3. Start driving.

    Use the app to see how well you're doing. We'll log your trips and give you a driving score and potential discount.

How is the SafePilot program different from our Usage Based program?

SafePilot can help you earn up to 30% off your premium at renewal based on how safe you drive.

With our Usage Based program, your monthly rate is adjusted based on how many miles you drive and other factors. You could get up to 20% savings for lower mileage and an earned driving discount of up to 20% off your premium for driving safely.See note1

SafePilot program FAQ