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Personal cyber insurance for the digital world

Find out how Blink by Chubb® can help protect you from online threats starting at $5.28 per month.‍ ‍ See note 1

Restrictions may apply in .

What you get with personal cyber insurance

We work with Blink by Chubb® to provide you with a variety of options at a reasonable price.

Low out of pocket costs

Pay no deductible for identity theft claims and as little as $250 for others.

Customizable coverage

Choose between $10,000, $50,000 or $100,000 in coverage for a wide range of cyber threats.

Who it’s for

You should consider personal cyber insurance if you or anyone in your household:

  • Uses a laptop, tablet, smartphone, Google Home®, Alexa® or any smart device.
  • Has access to social media.
  • Manages their money and investments online.
  • Uses any kind of apps, including banking apps.

What does personal cyber insurance cover?‍ ‍‍ ‍ See note 2

Data and device damage

Whether you have a desktop computer or a laptop, Blink by Chubb® will help cover the following services.


  •  

Lost income

You could get help paying for services that help with these common types of fraud.

Threats and harassment

Depending on which of these situations happens, you could get help with legal fees, therapy services, relocation costs and more.

What’s not covered?

Most types of businesses and certain situations aren’t included in a Blink personal cyber policy.

Government and legal limitations

These situations usually aren’t covered, depending on what happened.

Other types of losses and damage

This includes the following situations with a few exceptions.

Is personal cyber insurance worth it?

According to the Federal Trade Commission's Consumer Sentinel Network, 46% of Americans were victims of fraud in 2022.

And having your identity stolen may cause long-term issues like damaged credit.

A personal cyber policy can not only help you recover lost income, but it can also help restore your name.

Why get a policy through the USAA Insurance Agency?

The USAA Insurance Agency is here to help you find insurance to fit your needs. Our long-standing alliances with other insurance providers allow us to make sure you get a great mix of coverage, pricing and quality customer service.

 

Also, when you buy insurance through the USAA Insurance Agency, you help us support the military community through charitable contributions and special events.

Need cyber insurance for your business?

A personal cyber policy can only help certain businesses that make $15,000 or less.

 

If you have a large company, you may face cyberattack costs that could add up to millions of dollars.

 

Discover how a commercial cyber policy can help by speaking to a USAA Insurance Agency commercial specialist.

 

Call 800-292-8135

For TTY devices, dial 711

 

Learn more [about commercial cyber insurance]

Personal cyber insurance FAQ

A standard policy can cover certain types of fraud, but cyber-related coverage may be limited or not included at all.

Help protect your online information with personal cyber insurance.

Discover all the ways Blink by Chubb® can give you extra peace of mind.