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Health plans for a happier you

Your health is important to us. That’s why we’ve teamed up with leading insurance providers to make sure you get the coverage you need.

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Coverage for your health care needs

Health Insurance

With comprehensive and short-term‍ ‍ See note 1 coverage options, our individual and family plans can help you find the care you need.

Explore primary health plans

Dental

Our plans can fit your budget and provide the services you want and need for good oral health.

 Explore dental plans

Vision

Protect your eyes with coverage for regular exams and access to the largest network of doctors through our trusted partner.

Explore vision plans

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Gap health coverage

If you get hurt in an accident or get sick, having cash can help with out-of-pocket costs or anything else you may need. These plans can pay you directly, not your hospital or doctor.

Accidental Injury

Covers these costs and more with no deductible:

  • Emergency care, including ambulance expenses
  • Lab tests and X-rays
  • Hospital stays, including VA hospitals
  • Doctor visits
Explore accidental injury plans

Critical Illness

Pays a lump sum for covered illnesses such as:

  • Heart attack
  • Stroke
  • Bone marrow or organ transplant
  • End-stage renal failure
Explore critical illness plans

Cancer

Provides financial support for things like:

  • Initial diagnosis
  • Radiation and chemo treatments
  • Surgeries
  • Hospital stays and doctor visits
Explore cancer plans

Medicare plans

We’ve been helping members with their Medicare needs for over 35 years.

We work with our trusted insurance providers to offer Medicare options to help you manage your health needs.

You can explore your options with our Medicare Guidebook.

Learn more about Medicare Plans

Health insurance resources

Health insurance for veterans

Article: 10 minutes

Read article: Health insurance for veterans

Navigating medicare in retirement

Article: 8 minutes

Read article: Navigating medicare in retirement

5 steps to shopping for health insurance that’s right for you

Article: 10 minutes

Read article: 5 steps to shopping for health insurance that's right for you

Why shop through USAA?

Service You Trust

Our service representatives are committed to meeting your needs. We also work closely with other leading insurance providers to make sure they give you the same service you’d get from us.

Comprehensive Health Solutions

We offer health insurance options to help protect your financial future through each stage of your life.

Wellness Perks

To help you on your wellness journey, we offer rewards and discounts on fitness programs, health products and more through USAA Perks®. Wellness Perks

Related footnotes:

  1. Short-term limited duration insurance "STLDI" is temporary coverage that does not meet the minimum essential coverage requirements under the Affordable Care Act (ACA). Plan availability and duration of coverage can vary by state. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits. These plans may include a pre-existing condition exclusion provision. Your policy might also have lifetime and/or annual dollar limits on health benefits.

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

  2. Health insurance solutions provided through USAA Life General Agency, Inc. (LGA) (known in CA and NY as USAA Health and Life Insurance Agency), which acts as an agent for select insurance companies to provide products to USAA members. LGA representatives are salaried and receive no commissions. However, LGA receives compensation from those companies, which may be based on the total quantity and quality of insurance coverage purchased through LGA. Plans not available in all states. Each company has sole financial responsibility for its own products.

  3. The USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.

  4. USAA Perks is available to all members of USAA Membership Services and customers with a USAA number. Purchase of a USAA Insurance product is not required.

  5. Critical Illness insurance pays a cash benefit upon diagnosis or treatment of certain covered illnesses. There will be a limit on how much a policy will pay each year. Critical Illness insurance is not comprehensive health insurance. Critical illness insurance may not be available in all states. Benefits and premiums will vary based on plan selected. Coverage may have a waiting period following enrollment. Refer to a policy for complete benefit details, definitions, limitations, and exclusions.

  6. Cancer insurance pays a lump sum upon diagnosis or treatment of certain covered illnesses. There will be a limit on how much a policy will pay each year. Cancer insurance is not comprehensive health insurance. Cancer insurance may not be available in all states. Benefits and premiums will vary based on plan selected. Coverage may have a waiting period following enrollment. Refer to a policy for complete benefit details, definitions, limitations and exclusions.

  7. Accident insurance pays a lump sum upon diagnosis or treatment of certain covered illnesses. There will be a limit on how much a policy will pay each year. Accident insurance is not comprehensive health insurance. Accident insurance premiums, coverage, and benefits will vary by state. Please carefully review the details. Refer to a policy for complete benefit details, definitions, limitations, and exclusions.

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