SafePilot Miles: Usage Based Insurance.

What’s USAA SafePilot Miles?

It’s a safe driving program that offers a discount on your USAA Auto Insurance. Your monthly bill is based on how many miles you drive — the less you drive, the more potential savings.

When your policy renews, you can get an additional safe driving discount for good driving habits like avoiding phone usage and harsh braking.

It uses our safe driving app USAA DriveSafe™, your phone’s GPS, and other sensors to automatically log your miles and learn your driving habits.

After it collects enough data, it gives you a driving score to tell you how you’re doing.

How much can you save with USAA SafePilot Miles?

Get up to 20% off your premium for driving less. You can also earn up to an additional 20% at renewal for safe driving.

Who’s it good for?

USAA SafePilot Miles may be a good fit if you:

Drive 8,000 miles or less a year.
Feel comfortable with a bill that varies month to month.
Don’t mind sharing your driving data with us.
Have a smartphone with a flexible data plan.
Can make sure everyone on your policy participates.

USAA SafePilot Miles could help you save while you serve.

If you’re active duty living on base and don’t drive too often, USAA SafePilot Miles could be a great option to help lower your expenses. It could also help you if you’re about to deploy.

Benefits of our safe driving app

Automatic trip data

The app uses GPS and other sensors to map your trips and understand when and how you’re driving.

Driving insights and trends

Track your driving habits — like how much you drive, phone usage while driving and harsh braking. You’ll get tips on how to improve.

Crash detection

If the app detects you may have been in an accident, we’ll check if you're OK and help you with next steps.

Quicker claims process

If you choose to file a claim after an accident, your driving information from the app could help move along the claims process.

Tips to save the most with USAA SafePilot Miles

Drive less

The fewer miles you drive per month, the less you pay.

Limit harsh braking

Slow down earlier and over a longer distance.

Use hands-free calling

Use your phone’s speaker or Bluetooth® or put your phone on do-not-disturb mode.

Reduce phone handling

Secure your phone and limit touching the screen.

How’s USAA SafePilot Miles different from the USAA SafePilot® program?

Unlike USAA SafePilot Miles, the USAA SafePilot program gives you up to a 10%‍ ‍^{See note 1} discount up front, just for enrolling. There’s no limit to the amount of miles you can drive to participate.

And you can earn up to 30%‍ ‍^{See note 1} off your premium at renewal based on how safe you drive with the USAA SafePilot program. The better you drive, the bigger the discount you can earn.

USAA SafePilot Miles FAQ

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We use your driving information to calculate your mileage and driving score.

We may also use it when you file a claim after an accident.

We take your privacy seriously and won’t share your driving information with other companies. For more details, read the USAA Safe Driving Program Terms and Conditions.