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Visa® Secure FAQ

Visa Secure

It's advanced technology that helps you shop online safely using your phone, computer and other digital devices. For your protection, Visa Secure adds another layer of security when you're checking out with your Visa debit or credit card. You'll see the Visa Secure badge on participating merchant websites. When you shop online using them:

  • The merchant can share information with us before we authorize the purchase.
  • You may be asked to verify your identity during checkout on some transactions.

If you're asked to verify your identity, you could get a USAA Mobile App notification, a text or email with a one-time code, or a request to answer a security question. The verification method could vary based on your account security preferences and the device you're using. The end result is your online experience has an additional layer of security.